4848 US Hwy 89, Monarch, MT 59463 Property Records

Cascade County property record for 4848 US Hwy 89, Monarch, MT 59463

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,240 sqft · built 1981
Lot Size	3.41 acres (148,540 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,461 (2025)
Deeds & Mortgages	May 2022 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`R0253662`

Property Details

APN / Parcel Number

Primary APN	`R0253662`
Alternative APNs	`02-2456-10-2-01-12-0000` `0005554525` `05554525`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	3 Units
Stories	2 Stories
Building Area	2,240 sqft Living Area
1st Floor Area	1,840 sqft
2nd Floor Area	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	148,540 sqft (3.41 acres)
View / Lot	Major Street/Thoroughfare
Garage Type	Mixed
Garage Area	3,032 sqft
Parking Spaces	15 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	592 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0005554525
Street Address	4848 US HIGHWAY 89
City	MONARCH
State	MT
Zip	59463
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S10, T15 N, R07 E, IN W2NE
Legal Range	07E
Legal Township	15N
Legal Section	10
Legal Subdivision	F J GIES SUBDIVISION
Legal Tract	8
Jurisdiction	CASCADE MT
Township / Civil Division	MONARCH-NEIHART
Census Block Group	1
Census Block	1105
Census Tract	10600

Owner

Source: Cascade County records · APN R0253662

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4848 US HIGHWAY 89, MONARCH, MT 59463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Line of Credit BRAVERA BANK
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Apr 28, 2017	Loan Modification, Mortgage · Line of Credit BELT VLY BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2023
Deed Sale	May 17, 2023
Prior Sale	Apr 07, 2023
Deed Document Number	2023443817
Prior Transfer Date	May 10, 2023
Prior Transfer Doc	0000443818
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	4848 US HIGHWAY 89, MONARCH, MT 59463
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R0430102
Date	May 17, 2022
Instrument	R0430102

Lender

Name	BRAVERA BANK
Type	Bank
Address	GREAT FALLS, MT 59405

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	4848 US HIGHWAY 89, MONARCH, MT 59463
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000380568
Date	Dec 11, 2019
Instrument	R0380568

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	GREAT FALLS, MT 59404

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CASCADE MT
Property Address	4848 US HIGHWAY 89, MONARCH, MT 59463
Document Number	0000338982
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Jul 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 466 BELT MT 594120466, BELT, MT 59412-0466

Mortgage

Document Number	0000338982
Date	May 05, 2017
Instrument	338982

Lender

Name	BELT VLY BK
Type	Bank
Address	BELT, MT 59412

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 04, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cascade County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Elementary School District	Belt Elementary School District (PK - 08)
Secondary School District	Belt High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,461.00 (-26.27%)	$540,327 (+10.81%)	$540,327 (+10.81%) Land $71,317 Building $469,010
2023	$3,338.00	$487,600	$487,600 Land $57,612 Building $429,988

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1981–2011)
Most Recent Claim	May 2011 · Severe Storms And Flooding

Wildfire

Wildfire Risk	High above 75% of the US · above 60% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
3 Rivers Telephone Cooperative Fiber	1,000 / 1,000

Based on FCC filings for 13 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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