Sacramento County property record for 4848 Tono Way, Carmichael, CA 95608
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,833 sqft · built 1960 |
| Lot Size | 0.197 acres (8,580 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $183,500 (Jun 2012) |
| Tax Bill | $5,392 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 230-0274-003-0000 |
| Primary APN | 230-0274-003-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,833 sqft Living Area |
| 1st Floor Area | 1,833 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 8,580 sqft (0.197 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 7,700 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4848 TONO WAY |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-8039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | CAMERON RANCH 02, LOT 102 |
| Legal Subdivision | CAMERON RANCH 02 |
| Legal Lot Number | 102 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 7604 |
Source: Sacramento County records · APN 230-0274-003-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4848 TONO WAY, CARMICHAEL, CA 95608-8039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 17, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Feb 10, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NORTHERN SIERRA FINANCIAL SERVICES |
| Nov 19, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 18, 2012 · Amount on Record |
| Deed Sale | Jun 18, 2012 · Amount on Record |
| Prior Sale | Feb 22, 2012 · Amount on Record |
| Deed Book / Page | 20120618 / 158 |
| Last Transfer Date | Feb 03, 2021 |
| Transfer Doc | 2100000001418 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4848 TONO WAY, CARMICHAEL, CA 95608-8039 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 4848 TONO WAY, CARMICHAEL, CA 95608-8039 |
| Document Number | 0000000259 |
|---|---|
| Date | Aug 17, 2022 |
| Instrument | 2022081700259 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 09, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Feb 10, 2021 |
| Property Address | 4848 TONO WAY, CARMICHAEL, CA 95608-8039 |
| Document Number | 0000001418 |
| Map Reference | MB 52 PG 17 |
| Instrument Date | Feb 03, 2021 |
| Instrument | 202102101418 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4848 TONO WAY, CARMICHAEL, CA 95608-8039 |
| Document Number | 0000001419 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 202102101419 |
| Name | NORTHERN SIERRA FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 19, 2020 |
| Property Address | 4848 TONO WAY, CARMICHAEL, CA 95608-8039 |
| Document Number | 2011191313 |
| Instrument Date | Nov 05, 2020 |
| Instrument | 2011191313 |
| Transaction Type | Transfer |
| Record Updated | Dec 03, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12591 TORREY PINES DR AUBURN CA 956028185, AUBURN, CA 95602-8185 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4848 TONO WAY, CARMICHAEL, CA 95608-8039 |
| Document Number | 1812030090 |
| Instrument Date | Nov 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1066 CORONADO ST UPLAND CA 917862234, UPLAND, CA 91786-2234 |
| Document Number | 1812030090 |
|---|---|
| Date | Dec 03, 2018 |
| Instrument | 1812030090 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 02, 2048 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $469,305 (+2%) Land $134,045 Building $335,260 | |
| 2025 | $5,392.00 (+0.97%) Homeowner's exemption | $460,104 (+4.04%) Land $131,417 Building $328,687 |
| 2024 | $5,340.00 (+2.65%) | |
| 2023 | $5,202.00 (+0.54%) Homeowner's exemption | $442,240 Land $126,315 Building $315,925 |
| 2022 | $5,174.00 |
Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 24 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Cal.net, Consolidated Communications.
Based on FCC filings for 559 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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