Clackamas County property record for 4848 Lower Dr, Lake Oswego, OR 97035
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,531 sqft · built 2012 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $766,000 (Oct 2021) |
| Tax Bill | $10,620 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 21E18AA00702 |
| Primary APN | 21E18AA00702 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,531 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Lot Area | 6,534 sqft (0.15 acres) |
| Account Number | 05021930 |
|---|---|
| Street Address | 4848 LOWER DR |
| City | LAKE OSWEGO |
| State | OR |
| Zip | 97035-5316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | PARTITION PLAT 2012-042 PARCEL 5 |
| Legal Range | 01E |
| Legal Township | 02S |
| Legal Section | 18 |
| Legal Quarter | NE |
| Quarter-Quarter Section | NE |
| Legal Subdivision | PARTITION PLAT |
| Legal Lot Number | 5 |
| Jurisdiction | CLACKAMAS OR |
| Township / Civil Division | NORTHWEST CLACKAMAS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 20401 |
Source: Clackamas County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4848 LOWER DR, LAKE OSWEGO, OR 97035-5316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 30, 2021 | Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2021 · Amount on Record |
| Deed Sale | Oct 22, 2021 · Amount on Record |
| Prior Sale | Jul 30, 2021 · Amount on Record |
| Deed Document Number | 2021-095068 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | Oct 22, 2021 |
| Property Address | 4848 LOWER DR, LAKE OSWEGO, OR 97035-5316 |
| Document Number | 0000095068 |
| Map Reference | DOC 2012-049853 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 2021-095068 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | WFG TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4848 LOWER DR, LAKE OSWEGO, OR 97035-5316 |
| Document Number | 0000095069 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021-095069 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | Jul 30, 2021 |
| Property Address | 4848 LOWER DR, LAKE OSWEGO, OR 97035-5316 |
| Document Number | 0000071617 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021-071617 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1301 2ND AVE FL 31, 31, SEATTLE, WA 98101-0003 |
| Investor | Possibly a Property Investor |
Source: Clackamas County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clackamas County |
| Municipality | Lake Oswego City |
| Unified School District | Lake Oswego School District 7J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,620.00 (+5.85%) | $553,045 (+6.09%) | $1,066,173 (+3.06%) Land $277,323 Building $788,850 |
| 2023 | $10,033.00 | $521,299 | $1,034,519 Land $266,259 Building $768,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1996–2021) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jan 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457 |
|---|---|
| Water Source | Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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