4848 Gum Fork Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 4848 Gum Fork Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Lot Size	10.1 acres (441,263 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,876 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41363`

Property Details

APN / Parcel Number

Primary APN	`41363`

Exterior

Lot Area	441,263 sqft (10.1 acres)

Location & Zoning

Street Address	4848 GUM FORK RD
City	GLOUCESTER
State	VA
Zip	23061-3533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	CLAY BANK ABERDEEN CREEK
Legal Subdivision	PLAT: ID 2200591
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	4
Census Block	4004
Census Tract	100302

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4848 GUM FORK RD, GLOUCESTER, VA 23061-3533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUST BANK
Sep 22, 2022	Deed of Trust, Mortgage · ARM TRUIST BANK
Jan 31, 2022	Gift Deed, Transfer
Jan 5, 2021	Gift Deed, Transfer
Dec 1, 2020	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 28, 2022
Transfer Doc	0000000590
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Recording Date	Apr 3, 2026
Property Address	4848 GUM FORK RD, GLOUCESTER, VA 23061-3533
Document Number	0000001408
Instrument Date	Mar 30, 2026
Instrument	20261408
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4848 GUM FORK RD, GLOUCESTER, VA 23061-3533

Mortgage

Document Number	0000001408,
Date	Apr 3, 2026
Instrument	20261408

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	4848 GUM FORK RD, GLOUCESTER, VA 23061-3533
Transaction Type	Mortgage
Record Updated	Nov 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220005184
Date	Sep 22, 2022
Instrument	220005184

Lender

Name	TRUIST BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	6 Months
Margin	3

January 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jan 31, 2022
Property Address	4848 GUM FORK RD, GLOUCESTER, VA 23061-3533
Document Number	0220000590
Instrument Date	Jan 28, 2022
Instrument	220000590
Transaction Type	Transfer
Record Updated	Nov 28, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jan 5, 2021
Property Address	4848 GUM FORK RD, GLOUCESTER, VA 23061-3533
Document Number	0210000107
Instrument Date	Jan 5, 2021
Instrument	210000107
Transaction Type	Transfer
Record Updated	Nov 28, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 CEDAR RUN, WILLIAMSBURG, VA 23185-8737

December 2020: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Dec 1, 2020
Property Address	4848 GUM FORK RD, GLOUCESTER, VA 23061-3533
Document Number	0200006614
Instrument Date	Nov 23, 2020
Instrument	200006614
Transaction Type	Transfer
Record Updated	Nov 28, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 CEDAR RUN, WILLIAMSBURG, VA 23185-8737

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,876.00 (+20.52%)	$664,880 (+26.92%) Land $109,300 Building $555,580	$664,880 (+26.92%) Land $109,300 Building $555,580
2025	$3,216.00 (+5.3%)	$523,870 (-) Land $82,540 Building $441,330	$523,870 (-) Land $82,540 Building $441,330
2024	$3,054.00 (+739.01%)	$523,870 (+737.66%) Land $82,540 Building $441,330	$523,870 (+737.66%) Land $82,540 Building $441,330
2023	$364.00 (+78.43%)	$62,540 (+10.98%) Land $62,540	$62,540 (+10.98%) Land $62,540
2022	$204.00	$56,350 Land $56,350	$56,350 Land $56,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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