4848 Buffalo Rd, Mount Airy, MD 21771 Property Records

Frederick County property record for 4848 Buffalo Rd, Mount Airy, MD 21771

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,722 sqft · built 1980
Lot Size	8.13 acres (354,143 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,730 (Dec 2013)
Tax Bill	$5,184 (2025)
Deeds & Mortgages	Sep 2017 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-381192`

Property Details

APN / Parcel Number

Primary APN	`18-381192`
Alternative APN	`381192`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,722 sqft Living Area
1st Floor Area	1,148 sqft
Basement Area	574 sqft
Finished Basement	574 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	354,143 sqft
Garage Type	Detached
Garage Area	870 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	381192
Street Address	4848 BUFFALO RD
City	MOUNT AIRY
State	MD
Zip	21771-8308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	8.12 ACRES OFF S/S BLACK ANKLE RD.
Legal Subdivision	GILBOA
Legal Lot Number	19
Jurisdiction	FREDERICK MD
Township / Civil Division	18, WOODVILLE
Census Block Group	2
Census Block	2001
Census Tract	751802

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4848 BUFFALO RD, MOUNT AIRY, MD 21771-8308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2017	Deed of Trust, Mortgage UNITED STATES SENATE FCU
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage EAGLEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2013 · Amount on Record
Deed Sale	Dec 11, 2013 · Amount on Record
Prior Sale	Nov 19, 2010 · Amount on Record
Deed Book / Page	9880 / 471
Last Transfer Date	Apr 12, 2014
Transfer Doc	0100430429
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4848 BUFFALO RD, MOUNT AIRY, MD 21771-8308
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0120510031
Date	Sep 27, 2017
Book Page	12051/0031
Instrument	12051-0031

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Jul 31, 2032

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4848 BUFFALO RD, MOUNT AIRY, MD 21771-8308
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4848 BUFFALO RD, MOUNT AIRY, MD 21771-8308

Mortgage

Document Number	0148660163
Date	May 10, 2021
Book Page	14866/163

Lender

Name	EAGLEBANK
Type	Bank
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$441,700 (+5.95%)	$466,500 (-) Land $198,500 Building $268,000
2025	$5,184.00 (+5.9%) Homeowner's exemption	$416,900 (+11.1%)	$466,500 (+18.97%) Land $198,500 Building $268,000
2024	$4,895.00 (+7.7%)
2023	$4,545.00 Homeowner's exemption	$375,233	$392,100 Land $174,900 Building $217,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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