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4848 Alberta Rd, Chesterfield, VA 23832 Property Records

Chesterfield County property record for 4848 Alberta Rd, Chesterfield, VA 23832

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,296 sqft · built 1987
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Jan 2025)
Tax Bill$2,530 (2026)
Deeds & MortgagesJul 2021 Refinance
Sep 2023 Second Mortgage
Flood ZoneZone X (minimal risk)
APN06306090700S048

Property Details

APN / Parcel Number

Primary APN06306090700S048
Alternative APNs
  • 744-67-86-69-000-000
  • 319205001
  • 485142000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,296 sqft Finished Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeMasonry
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck Area210 sqft
Patio Area210 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number485142000
Street Address4848 ALBERTA RD
CityCHESTERFIELD
StateVA
Zip23832-6938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR9 - SINGL
Legal DescriptionSUNNYBROOK L 48 BK S SEC 7
Legal SubdivisionSUNNYBROOK
Legal BlockS
Legal Lot Number48
JurisdictionCHESTERFIELD VA
Township / Civil DivisionCLOVER HILL
Census Block Group2
Census Block2000
Census Tract100934

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4848 ALBERTA RD, CHESTERFIELD, VA 23832-6938
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MR COOPER
Sep 18, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2025 · Amount on Record
Deed SaleJan 9, 2025 · Amount on Record
Prior SaleMay 1, 2006 · Amount on Record
Deed Document Number2025933
Deed Book / Page14774 / 593
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address4848 ALBERTA RD, CHESTERFIELD, VA 23832-6938
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number013511-634
DateJul 9, 2021
Book Page13511/634
Instrument2021044324
Lender
NameMR COOPER
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address4848 ALBERTA RD, CHESTERFIELD, VA 23832-6938
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number014371-972
DateSep 18, 2023
Book Page14371/972
Instrument2023028019
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term335 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,530.00 (+13.86%)$281,500 (+6.31%) Land $65,000 Building $216,500$281,500 (+6.31%) Land $65,000 Building $216,500
2025$264,800 (+9.65%) Land $60,000 Building $204,800$264,800 (+9.65%) Land $60,000 Building $204,800
2023$2,222.00$241,500 Land $49,000 Building $192,500$241,500 Land $49,000 Building $192,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimOct 2016 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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