4846 S Point Rd, Washington, MO 63090 Property Records

Franklin County property record for 4846 S Point Rd, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,694 sqft · built 1945
Lot Size	2.3 acres (100,188 sqft)
Owner	Individual Name on Record
Tax Bill	$1,508 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-7-25.0-0-000-057.000`

Property Details

APN / Parcel Number

Primary APN	`10-7-25.0-0-000-057.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,694 sqft Living Area
1st Floor Area	256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	100,188 sqft (2.3 acres)
Garage Area	480 sqft
Patio Area	144 sqft
Lean-To	128 sqft
Utility Building	256 sqft

Location & Zoning

Street Address	4846 S POINT RD
City	WASHINGTON
State	MO
Zip	63090-5524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	PT SW SE IN USS 1912 E OF SO POINT RD
Legal Range	01W
Legal Township	44
Legal Section	25
Legal Subdivision	US SURV 1912
Jurisdiction	FRANKLIN MO
Township / Civil Division	ST. JOHNS
Census Block Group	3
Census Block	3002
Census Tract	800202

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4846 S POINT RD, WASHINGTON, MO 63090-5524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK ST CHARLES MO
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2025
Deed Sale	Sep 18, 2025
Prior Sale	May 20, 2008
Deed Document Number	2511828
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 18, 2025
Property Address	4846 S POINT RD, WASHINGTON, MO 63090-5524
Document Number	0002511828
Map Reference	REC 22 PG 197
Instrument Date	Sep 18, 2025
Instrument	2511828
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	USTC, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4846 S POINT RD, WASHINGTON, MO 63090-5524

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4846 S POINT RD, WASHINGTON, MO 63090-5524

Mortgage

Document Number	0002511829
Date	Sep 18, 2025
Instrument	2511829

Lender

Name	FIRST STATE BANK ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2056

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	4846 S POINT RD, WASHINGTON, MO 63090-5524
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002107448
Date	Apr 21, 2021
Instrument	2107448

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,508.00 (+9.67%)	$28,583 (+12.09%)	$150,530 (+12.08%) Land $22,250 Building $128,280
2024	$1,375.00 (+0.29%)	$25,501 (-)
2023	$1,371.00 (+9.5%)	$25,501	$134,310 Land $17,250 Building $117,060
2022	$1,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Spectrum, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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