4846 Cartwright Rd, Montgomery, TX 77316 Property Records

Montgomery County property record for 4846 Cartwright Rd, Montgomery, TX 77316

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,248 sqft · built 2019
Lot Size1.9 acres (83,069 sqft)
Owner2 Individual Names on File
Tax Bill$10,001 (2025)
Deeds & MortgagesApr 2018 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0126-00-00302

Property Details

APN / Parcel Number

Primary APN0126-00-00302
Alternative APN
  • R474881

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area4,248 sqft Living Area
Gross Area4,950 sqft
1st Floor Area3,498 sqft
2nd Floor Area750 sqft
Upper Floors Area750 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area83,069 sqft
View / LotFront
Garage TypeAttached
Garage Area702 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area446 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4846 CARTWRIGHT RD
CityMONTGOMERY
StateTX
Zip77316-4026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA0126 - CARTWRIGHT MATTHEW, TRACT 3-B, 12C-1, ACRES 1.907
Legal SubdivisionCARTWRIGHT MATTHEW
Legal Tract3-B
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group3
Census Block3000
Census Tract694402

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4846 CARTWRIGHT RD, MONTGOMERY, TX 77316-4026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIRST FINANCIAL BANK NA
Apr 3, 2020Deed of Trust, Mortgage
TEXAS DOW EMP CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2017
Deed SaleMay 2, 2017
Deed Document Number201736759
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address4846 CARTWRIGHT RD, MONTGOMERY, TX 77316-4026
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028183
DateApr 2, 2018
Instrument2018028183
Lender
NameFIRST FINANCIAL BANK NA
TypeBank
AddressABILENE, TX 79606
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2048

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address4846 CARTWRIGHT RD, MONTGOMERY, TX 77316-4026
Document Number0000035859
Instrument DateApr 3, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4846 CARTWRIGHT RD MONTGOMERY TX 773164026, MONTGOMERY, TX 77316-4026

Mortgage

Document Number0000035859
DateApr 15, 2020
Instrument35859
Lender
NameTEXAS DOW EMP CU
TypeCredit Union
AddressLAKE JACKSON, TX 77566
Agreement
AmountAmount on Record
Term360 Months
DueApr 14, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictMontgomery Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$793,493 (+5.34%) Land $76,280 Building $717,213$793,493 (+3.69%) Land $76,280 Building $717,213
2025$10,001.00 (+6.24%) Homeowner's exemption$753,237 (+1%) Land $76,280 Building $688,966$765,246 (+10.58%) Land $76,280 Building $688,966
2024$9,414.00 (+14.95%) Homeowner's exemption$684,761 (+1%) Land $76,280 Building $615,767$692,047 (-1.78%) Land $76,280 Building $615,767
2023$8,190.00 Homeowner's exemption$622,510 Land $76,280 Building $628,340$704,620 Land $76,280 Building $628,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims4 (2016–2024)
Claims Outside the SFHA4 of 4
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE BONANZA WSC
serves 2,142 people · EPA ID TX1700578
Water SourceGroundwater
Last State InspectionSep 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityGross alpha radiation
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MidSouth Fiber Internet
Fiber
8,000 / 8,000
Xfinity
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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