4845 Vineyard Rd, Toledo, OH 43623 Property Records

Lucas County property record for 4845 Vineyard Rd, Toledo, OH 43623

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,774 sqft · built 1962
Lot Size	0.623 acres (27,145 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Sep 2026)
Tax Bill	$4,776 (2024)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`78-51122`

Property Details

APN / Parcel Number

Primary APN	`78-51122`
Alternative APN	`30043025`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,774 sqft Living Area
Gross Area	2,930 sqft
1st Floor Area	1,114 sqft
2nd Floor Area	660 sqft
Basement Area	624 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Metal
Foundation Type	Raised
Lot Area	27,145 sqft (0.623 acres)
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4845 VINEYARD RD
City	TOLEDO
State	OH
Zip	43623-2916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-MX
Legal Description	HADDONFIELD FARMS LOT 54-55 & W 40 FT E 60 FT N 22 AC W 1/2 NW 1
Legal Subdivision	HADDONFIELD FARMS
Legal Tract	83.01
Legal Lot Number	54-55
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	3
Census Block	3002
Census Tract	8303

Owner

4845 Vineyard Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Lucas County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4845 VINEYARD RD, TOLEDO, OH 43623-2916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed, Transfer · FHA Mortgage HUNTINGTON NATIONAL BANK
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY AREA CU INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on File
Deed Sale	Sep 18, 2026 · Amount on File
Prior Sale	Apr 16, 2008 · Amount on File
Deed Document Number	202636320
Prior Transfer Date	Jan 30, 2008
Prior Transfer Doc	0000018921
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LUCAS OH
Recording Date	Sep 18, 2026
Property Address	4845 VINEYARD RD, TOLEDO, OH 43623-2916
Document Number	0000036320
Instrument Date	Aug 28, 2026
Instrument	202636320
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	4845 VINEYARD RD, TOLEDO, OH 43623-2916

Mortgage

Document Number	0000036321,
Date	Sep 18, 2026
Instrument	202636321

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	4845 VINEYARD RD, TOLEDO, OH 43623-2916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060010
Date	Dec 31, 2020
Instrument	202012310060010

Lender

Name	BAY AREA CU INC
Type	Credit Union
Address	OREGON, OH 43616

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,285 (-) Land $23,275 Building $52,010	$215,100 (-) Land $66,500 Building $148,600
2024	$4,776.00 (-5.16%)	$75,285 (+12.44%) Land $23,275 Building $52,010	$215,100 Land $66,500 Building $148,600
2023	$5,036.00	$66,955 (-) Land $20,615 Building $46,340
2022	$5,036.00 Homeowner's exemption	$66,955 Land $20,615 Building $46,340
2021			$191,300 Land $58,900 Building $132,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4845 Vineyard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4845 Vineyard Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, Spectrum.

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