4845 Stone Rd, Virginia Beach, VA 23457 Property Records

Virginia Beach City property record for 4845 Stone Rd, Virginia Beach, VA 23457

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,454 sqft · built 1965
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Nov 2024)
Tax Bill	$3,794 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2019 Mortgage + 1 more
APN	`2319-49-1790`

Property Details

APN / Parcel Number

Primary APN	`2319-49-1790`
Alternative APN	`23194917900000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,454 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1965
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Oil

Location & Zoning

Street Address	4845 STONE RD
City	VIRGINIA BEACH
State	VA
Zip	23457-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG2
Legal Description	MORRIS NECK 1 AC
Legal Section	01
Legal Subdivision	PUNGO
Legal Lot Number	942
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	2
Census Block	2007
Census Tract	46400

Owner

4845 Stone Rd is owned and occupied by two individuals who bought it in November 2024.

Source: Virginia Beach City records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	4845 STONE RD, VIRGINIA BEACH, VA 23457-1455
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · VA Mortgage TOWNEBANK
Jul 3, 2019	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG
Oct 19, 2018	Warranty Deed, Transfer · VA Mortgage OVM FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2024 · Amount on File
Deed Sale	Nov 6, 2024 · Amount on File
Prior Sale	Dec 29, 2016 · Amount on File
Deed Document Number	202403046596
Prior Transfer Date	Oct 19, 2018
Prior Transfer Doc	20181019000858850
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	4845 STONE RD, VIRGINIA BEACH, VA 23457-1455
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	ADVANCE TITLE & ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004952
Date	Jan 15, 2021
Instrument	202100004952

Lender

Name	TOWNEBANK
Type	Bank
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	4845 STONE RD, VIRGINIA BEACH, VA 23457-1455
Document Number	0000561340
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4845 STONE RD VIRGINIA BEACH VA 234571455, VIRGINIA BEACH, VA 23457-1455

Mortgage

Document Number	0000561340
Date	Jul 9, 2019
Instrument	561340

Lender

Name	JG WENTWORTH HM LNDG

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2049

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Oct 19, 2018
Property Address	4845 STONE RD, VIRGINIA BEACH, VA 23457-1455
Document Number	0000858850
Instrument Date	Oct 16, 2018
Instrument	858850
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4845 STONE RD VIRGINIA BEACH VA 234571455, VIRGINIA BEACH, VA 23457-1455

Mortgage

Document Number	858860
Date	Oct 19, 2018
Instrument	858860

Lender

Name	OVM FIN'L

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4845 Stone Rd was $3,794.

Source: Virginia Beach City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,794.00	$391,200 Land $190,000 Building $201,200	$391,200 Land $190,000 Building $201,200
2023	$2,682.00	$271,000 Land $160,000 Building $111,000	$271,000 Land $160,000 Building $111,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4845 Stone Rd; there have been 47 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 56 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	47 (1979–2026)
Claims Outside the SFHA	5 of 47
Most Recent Claim	Aug 2026 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims Hurricane Bonnie, Aug 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4845 Stone Rd is moderate, ranking above 56% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 85% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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