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4845 SE Manatee Ter, Stuart, FL 34997 Property Records

Martin County property record for 4845 SE Manatee Ter, Stuart, FL 34997 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,964 sqft · built 2003
Lot Size0.383 acres (16,727 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Dec 2006)
Tax Bill$4,732 (2024)
Deeds & MortgagesSep 2021 Mortgage
Sep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN48-38-41-003-001-00010-6

Property Details

APN / Parcel Number

Primary APN48-38-41-003-001-00010-6
Alternative APN
  • 38495

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,964 sqft Living Area
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2003
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,727 sqft (0.383 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
Pool Area450 sqft
PorchPorch
Porch Area502 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number38495
Street Address4845 SE MANATEE TER
CitySTUART
StateFL
Zip34997-6997
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHECKY'S ALLOTMENT LOT 1 BLK 1
Legal Range41E
Legal Township38S
Legal Section48
Legal SubdivisionHECKYS ALLOTMENT
Legal Block1
Legal Lot Number1
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1003
Census Tract1302

Owner

Source: Martin County records · APN 48-38-41-003-001-00010-6

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4845 SE MANATEE TER, STUART, FL 34997-6997
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Sep 16, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 28, 2006 · Amount on Record
Deed SaleDec 28, 2006 · Amount on Record
Prior SaleNov 19, 2001 · Amount on Record
Deed Document Number1982991
Deed Book / Page02210 / 0656
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4845 SE MANATEE TER, STUART, FL 34997-6997
Transaction TypeMortgage
Record UpdatedOct 06, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4845 SE MANATEE TER, STUART, FL 34997-6997

Mortgage

Document Number0032562724
DateSep 17, 2021
Book Page3256/2724
Instrument2914488
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2036

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address4845 SE MANATEE TER, STUART, FL 34997-6997
Document Number0030881584
Instrument DateSep 16, 2019
Transaction TypeMortgage
Record UpdatedNov 01, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address4845 SE MANATEE TER STUART FL 349976997, STUART, FL 34997-6997

Mortgage

Document Number0030881584
DateOct 15, 2019
Book Page003088/001584
Instrument2779768
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 14, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$311,276 (+5.99%)$594,400 (+9.16%) Land $220,000 Building $374,400
2024$4,732.00 (+2.14%)
2023$4,633.00 (+3.72%) Additional exemption filed$293,694 (+3%)$544,530 (+15.93%) Land $205,000 Building $339,530
2022$4,467.00 Homeowner's exemption$285,140$469,720 Land $210,000 Building $259,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850013021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 167 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies253 units insured
86 under condo master policies
Nearby Flood Claims16 (1994–2025)
Claims Outside the SFHA6 of 16
Most Recent ClaimOct 2025, rainfall accumulation
Claims By Storm
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Flooding, Oct 1995 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 263 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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