4845 Outrigger Loop, Blaine, WA 98230 Property Records

Whatcom County property record for 4845 Outrigger Loop, Blaine, WA 98230

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,796 sqft · built 2006
Lot Size	0.219 acres (9,557 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,932 (Nov 2017)
Tax Bill	$4,081 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`547076`

Property Details

APN / Parcel Number

Primary APN	`547076`
Alternative APNs	`400131 113010 0000` `122422`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,796 sqft Living Area
1st Floor Area	1,332 sqft
2nd Floor Area	1,464 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2006
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,557 sqft (0.219 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	148 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	547076
Street Address	4845 OUTRIGGER LOOP
City	BLAINE
State	WA
Zip	98230-8600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM6
Legal Description	BAY-CREST DIV 2B LOT 88
Legal Range	01
Legal Township	40
Legal Section	31
Legal Subdivision	BAY-CREST DIV 2B
Legal Lot Number	88
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1038
Census Tract	10411

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4845 OUTRIGGER LOOP, BLAINE, WA 98230-8600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Dec 1, 2021	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Nov 16, 2017	Warranty Deed, Transfer · Conventional with PMI HOMESTREET BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2017 · Amount on Record
Deed Sale	Nov 16, 2017 · Amount on Record
Prior Sale	Sep 18, 2006 · Amount on Record
Deed Document Number	2017-1101984
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4845 OUTRIGGER LOOP, BLAINE, WA 98230-8600
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000502311
Date	May 14, 2021
Instrument	2021-0502311

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4845 OUTRIGGER LOOP, BLAINE, WA 98230-8600
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001200066
Date	Dec 1, 2021
Instrument	2021-1200066

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 24, 2046

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 16, 2017
Property Address	4845 OUTRIGGER LOOP, BLAINE, WA 98230-8600
Document Number	2171101984
Instrument Date	Nov 14, 2017
Instrument	1101984
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,769.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4845 OUTRIER LOOP BLAINE WA 98230, BLAINE, WA 98230

Mortgage

Document Number	2171101985
Date	Nov 16, 2017
Instrument	1101985

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Blaine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,081.00 (-1.66%)	$588,008 (+13.63%) Land $193,171 Building $394,837	$588,008 (+13.63%) Land $193,171 Building $394,837
2022		$517,476 Land $170,000 Building $347,476	$517,476 Land $170,000 Building $347,476
2021	$4,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	180 units insured incl. 134 condo units
Nearby Flood Claims	9 (2012–2022)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Dec 2022 · tidal / storm surge
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRCH BAY WATER & SEWER DISTRICT serves 9,046 people · EPA ID WA5395904
Water Source	Purchased groundwater from CITY OF BLAINE
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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