4845 Myrtle Bay Dr, Orlando, FL 32829 Property Records

Orange County property record for 4845 Myrtle Bay Dr, Orlando, FL 32829

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,266 sqft · built 1988
Lot Size	0.24 acres (10,433 sqft)
Owner	2 Individual Names on File
Last Sale	$86,000 (Mar 1998)
Tax Bill	$1,757 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-23-30-1301-00-810`

Property Details

APN / Parcel Number

Primary APN	`13-23-30-1301-00-810`
Alternative APNs	`302313130100810` `548239` `554012` `558676`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,266 sqft Living Area
Gross Area	1,962 sqft
1st Floor Area	1,266 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,433 sqft (0.24 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	192 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4845 MYRTLE BAY DR
City	ORLANDO
State	FL
Zip	32829-8703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	CHICKASAW OAKS PHASE 5 UNIT 1 19/78 LOT 81
Legal Range	30E
Legal Township	23S
Legal Section	13
Legal Subdivision	CHICKASAW OAKS PH 5 UT 1
Legal Phase	5
Legal Tract	1301
Legal Lot Number	81
Legal Unit	1
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1010
Census Tract	16755

Owner

4845 Myrtle Bay Dr is owned and occupied by two individuals who bought it in March 1998.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4845 MYRTLE BAY DR, ORLANDO, FL 32829-8703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 1998 · Amount on File
Deed Sale	Mar 24, 1998 · Amount on File
Deed Book / Page	5441 / 197
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4845 MYRTLE BAY DR, ORLANDO, FL 32829-8703
Document Number	0000041973
Instrument Date	Jan 18, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4845 MYRTLE BAY DR ORLANDO FL 328298703, ORLANDO, FL 32829-8703

Mortgage

Document Number	0000041973
Date	Jan 23, 2017
Instrument	41973

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4845 Myrtle Bay Dr was $1,757, up 8.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,226 (+2.7%)	$295,450 (-1.67%) Land $100,000 Building $195,450
2025	$1,757.00 (+8.93%) Homeowner's exemption	$115,118	$300,480 Land $100,000 Building $200,480
2024	$1,613.00 (+7.03%)
2023	$1,507.00 (+6.13%) Homeowner's exemption	$108,616 (+3%)	$290,368 (+23.89%) Land $95,000 Building $195,368
2022	$1,420.00 Homeowner's exemption	$105,452	$234,368 Land $70,000 Building $164,368

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4845 Myrtle Bay Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4845 Myrtle Bay Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20