4845 Loving Rd, Morganton, GA 30560 Property Records

Fannin County property record for 4845 Loving Rd, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,176 sqft · built 2000
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on Record
Last Sale	$153,500 (Aug 2019)
Tax Bill	$669 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`0025 036A1`

Property Details

APN / Parcel Number

Primary APN	`0025 036A1`
Alternative APN	`25076`

Interior

Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,176 sqft Heated Area
Attic	Attic
Attic Area	168 sqft
Flooring	Softwood
Interior Walls	Wood

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	42,689 sqft (0.98 acres)
View / Lot	Corner

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	138 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	25076
Street Address	4845 LOVING RD
City	MORGANTON
State	GA
Zip	30560-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	8-1 LL151 DB1307-539* 0.98 AC
Legal Subdivision	ZONE 1 RURAL
Jurisdiction	FANNIN GA
Township / Civil Division	MINERAL BLUFF
Census Block Group	1
Census Block	1045
Census Tract	50100

Owner

Source: Fannin County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4845 LOVING RD, MORGANTON, GA 30560-2505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2019	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK
Dec 10, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2019 · Amount on Record
Deed Sale	Aug 22, 2019 · Amount on Record
Prior Sale	Dec 10, 2018 · Amount on Record
Deed Document Number	20191868
Deed Book / Page	1307 / 539
Prior Transfer Date	Dec 4, 2012
Prior Transfer Doc	001033/645
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Aug 22, 2019
Property Address	4845 LOVING RD, MORGANTON, GA 30560-2505
Document Number	001307/539
Book / Page	1307 / 539
Instrument Date	Aug 22, 2019
Instrument	2019-001868
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 FARRAND AVE, LAPORTE, IN 46350-5641

Mortgage

Document Number	0000001307/0000000541
Date	Aug 23, 2019
Book Page	0000001307/0000000541
Instrument	002398590018

Lender

Name	HORIZON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Dec 10, 2018
Property Address	4845 LOVING RD, MORGANTON, GA 30560-2505
Document Number	001278/153
Book / Page	1278 / 153
Instrument Date	Dec 10, 2018
Instrument	2018-003109
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 WATERS WAY, AUGUSTA, GA 30907-1569

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$669.00 (-42.53%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$101,166 (+23.35%) Land $4,682 Building $96,484	$252,915 (+23.35%) Land $11,704 Building $241,211
2023		$82,014 (-1.22%) Land $4,682 Building $77,333	$205,036 (-1.21%) Land $11,704 Building $193,332
2022	$1,164.00	$83,023 Land $4,682 Building $78,341	$207,557 Land $11,704 Building $195,853

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: TDS Telecom.

Cell Coverage

5G and 4G LTE (outdoors only)

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