4845 Hearthstone Rd, Clemmons, NC 27012 Property Records

Forsyth County property record for 4845 Hearthstone Rd, Clemmons, NC 27012

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,235 sqft · built 1995
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Apr 2026)
Tax Bill	$4,301 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5882-76-4600.00`

Property Details

APN / Parcel Number

Primary APN	`5882-76-4600.00`
Alternative APNs	`5882-76-4600.000` `4298072`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,235 sqft Living Area
1st Floor Area	1,764 sqft
Upper Floors Area	1,146 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace
Intercom	Intercom

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	155 ft deep x 90 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	279 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4845 HEARTHSTONE RD
City	CLEMMONS
State	NC
Zip	27012-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS9
Legal Description	LO:072 BL:4298
Legal Subdivision	CARRIAGEBROOK - ASBURY PLACE
Legal Block	4298
Legal Lot Number	72
Jurisdiction	FORSYTH NC
Township / Civil Division	CLEMMONSVILLE
Census Block Group	2
Census Block	2004
Census Tract	4005

Owner

Source: Forsyth County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4845 HEARTHSTONE RD, CLEMMONS, NC 27012-7710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Apr 11, 2024	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Apr 11, 2024 · Amount on Record
Deed Document Number	202611781
Deed Book / Page	3918 / 2894
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	4845 HEARTHSTONE RD, CLEMMONS, NC 27012-7710
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037322095
Date	Dec 13, 2022
Book Page	3732/2095
Instrument	2022054739

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CLEMMONS, NC 27012

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH NC
Recording Date	Apr 7, 2026
Property Address	4845 HEARTHSTONE RD, CLEMMONS, NC 27012-7710
Document Number	0000011781
Book / Page	3918 / 2894
Instrument Date	Mar 27, 2026
Instrument	202611781
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108,070.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4845 HEARTHSTONE RD, CLEMMONS, NC 27012-7710

Mortgage

Document Number	0000011782,
Date	Apr 7, 2026
Instrument	202611782

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.35%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH NC
Recording Date	Apr 7, 2026
Property Address	4845 HEARTHSTONE RD, CLEMMONS, NC 27012-7710
Document Number	0039182894
Book / Page	3918 / 2894
Instrument Date	Mar 27, 2026
Instrument	202611781
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108,070.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4845 HEARTHSTONE RD, CLEMMONS, NC 27012-7710

Mortgage

Document Number	0000011782,
Date	Apr 7, 2026
Instrument	202611782

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH NC
Recording Date	Apr 11, 2024
Property Address	4845 HEARTHSTONE RD, CLEMMONS, NC 27012-7710
Document Number	0038010912
Book / Page	3801 / 912
Map Reference	MB 38 PG 109
Instrument Date	Apr 9, 2024
Instrument	2024011246
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	603 W MAIN ST, ELIZABETH CITY, NC 27909-4256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4845 HEARTHSTONE RD, CLEMMONS, NC 27012-7710

Mortgage

Document Number	2024011247
Date	Apr 11, 2024
Instrument	2024011247

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	4845 HEARTHSTONE RD, CLEMMONS, NC 27012-7710
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035062241
Date	Feb 5, 2020
Book Page	3506/2241
Instrument	2020004970

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Forsyth County
Municipality	Clemmons Village
Unified School District	Forsyth County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,301.00 (+49.6%)	$547,400 (+82.1%) Land $75,000 Building $472,400	$547,400 (+82.1%) Land $75,000 Building $472,400
2024	$2,875.00 (+2.13%)
2023	$2,815.00	$300,600 Land $54,000 Building $246,600	$300,600 Land $54,000 Building $246,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (1998–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINSTON-SALEM serves 391,900 people · EPA ID NC0234010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Zirrus.

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