4845 E Walnut St, Westerville, OH 43081 Property Records

Franklin County property record for 4845 E Walnut St, Westerville, OH 43081

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,188 sqft · built 1965
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,000 (Oct 2019)
Tax Bill	$5,339 (2024)
Deeds & Mortgages	May 2026 Line of Credit Feb 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`221-000016`

Property Details

APN / Parcel Number

Primary APN	`221-000016`
Alternative APN	`22100001600`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Raised
Lot Area	43,560 sqft (1 acres)
Pole Barn	1,280 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4845 E WALNUT ST
City	WESTERVILLE
State	OH
Zip	43081-9610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4845WALNUT ST 1ACRE R16 T2 S2 LOT 6
Legal Subdivision	USM LANDS
Legal Lot Number	6
Jurisdiction	FRANKLIN OH
Township / Civil Division	PLAIN
Census Block Group	4
Census Block	4014
Census Tract	10000

Owner

Source: Franklin County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4845 E WALNUT ST, WESTERVILLE, OH 43081-9610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jan 23, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 17, 2019	Survivorship Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2019 · Amount on Record
Deed Sale	Oct 17, 2019 · Amount on Record
Prior Sale	Mar 27, 2000 · Amount on Record
Deed Document Number	2019138423
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Recording Date	May 19, 2026
Property Address	4845 E WALNUT ST, WESTERVILLE, OH 43081-9610
Document Number	0000058419
Instrument Date	May 18, 2026
Instrument	202658419
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WESBANCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4845 E WALNUT ST, WESTERVILLE, OH 43081-9610

Mortgage

Document Number	0000058419,
Date	May 19, 2026
Instrument	202658419

Lender

Name	WESBANCO BANK INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 18, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	4845 E WALNUT ST, WESTERVILLE, OH 43081-9610
Transaction Type	Mortgage
Record Updated	Mar 3, 2023
Title Company	WALMER LAND TITLE AGENCY LLC, VALMER LAND TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4845 E WALNUT ST, WESTERVILLE, OH 43081-9610

Mortgage

Document Number	0000015986
Date	Feb 21, 2023
Instrument	202302210015986

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	REYNOLDSBURG, OH 43068

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	4845 E WALNUT ST, WESTERVILLE, OH 43081-9610
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200154
Date	Nov 3, 2021
Instrument	202111030200154

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	4845 E WALNUT ST, WESTERVILLE, OH 43081-9610
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	SOUTHWEST FINANCIAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011347
Date	Jan 23, 2017
Instrument	201701230011347

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FRANKLIN OH
Recording Date	Oct 17, 2019
Property Address	4845 E WALNUT ST, WESTERVILLE, OH 43081-9610
Document Number	0000138423
Instrument Date	Oct 11, 2019
Instrument	201910170138423
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$182.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8241 DOW CIR, STRONGSVILLE, OH 44136-1761

Mortgage

Document Number	0000138424
Date	Oct 17, 2019
Instrument	201910170138424

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
County Subdivision	Plain Township
Unified School District	Westerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$88,490 (-) Land $37,630 Building $50,860	$252,800 (-) Land $107,500 Building $145,300
2024	$5,339.00 (+7.1%) Homeowner's exemption	$88,490 (-) Land $37,630 Building $50,860
2023	$4,985.00 (+8.32%) Homeowner's exemption	$88,490 (+43.4%) Land $37,630 Building $50,860	$252,800 (+43.39%) Land $107,500 Building $145,300
2022	$4,602.00 Homeowner's exemption	$61,710 Land $22,580 Building $39,130
2020			$176,300 Land $64,500 Building $111,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Breezeline, Verizon.

Nearby Properties on E Walnut St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures