4845 Cedar Lake Rd, Howell, MI 48843 Property Records

Livingston County property record for 4845 Cedar Lake Rd, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,104 sqft · built 1976
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jun 2020)
Tax Bill	$4,049 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-29-400-006`

Property Details

APN / Parcel Number

Primary APN	`10-29-400-006`
Alternative APN	`471029400006`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	48,352 sqft (1.11 acres)
Lot Dimensions	200 ft deep x 158 ft wide
Garage Area	1,228 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	4845 CEDAR LAKE RD
City	HOWELL
State	MI
Zip	48843-7621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	SEC 29 T2N R4E BEG C.L. CEDAR LAKE RD, N 4705'W 628.76 FT & N 2311'W 340.82 FT FROM SE COR OF SEC, TH CONT N 23*11'W 157.58
Legal Range	04E
Legal Township	02N
Legal Section	29
Legal Subdivision	PART OF SEC 29 T2N R4E
Legal Tract	730600
Jurisdiction	LIVINGSTON MI
Township / Civil Division	MARION
Census Block Group	1
Census Block	1008
Census Tract	730600

Owner

4845 Cedar Lake Rd is owned and occupied by two individuals who bought it in June 2020.

Source: Livingston County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4845 CEDAR LAKE RD, HOWELL, MI 48843-7621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit PARKSIDE CU
Jun 17, 2020	Warranty Deed, Transfer · Conventional with PMI HIGHLANDS RESID'L MTG
Mar 11, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2020 · Amount on File
Deed Sale	Jun 17, 2020 · Amount on File
Prior Sale	Jun 17, 2014 · Amount on File
Deed Document Number	202018982
Prior Transfer Date	Mar 8, 2019
Prior Transfer Doc	0000005477
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4845 CEDAR LAKE RD, HOWELL, MI 48843-7621
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4845 CEOAR LAKE RD, HOWELL, MI 48843-7621

Mortgage

Document Number	0000028598
Date	Nov 1, 2022
Instrument	2022R-028598

Lender

Name	PARKSIDE CU
Type	Credit Union
Address	WESTLAND, MI 48186

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jun 17, 2020
Property Address	4845 CEDAR LAKE RD, HOWELL, MI 48843-7621
Document Number	0000018982
Instrument Date	Jun 8, 2020
Instrument	18982
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,580.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1623 LESLIE ST WESTLAND MI 481864472, WESTLAND, MI 48186-4472

Mortgage

Document Number	18983
Date	Jun 17, 2020
Instrument	18983

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Mar 11, 2019
Property Address	4845 CEDAR LAKE RD, HOWELL, MI 48843-7621
Document Number	0000005477
Instrument Date	Mar 8, 2019
Instrument	5477
Transaction Type	Transfer
Record Updated	Mar 22, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4845 CEDAR LAKE RD HOWELL MI 488437621, HOWELL, MI 48843-7621

Tax Assessment & Valuation

The 2025 property tax bill for 4845 Cedar Lake Rd was $4,049 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Marion Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,300 (+2.1%)	$360,600 (+2.1%)
2025	$4,049.00 Homeowner's exemption	$176,600	$353,200
2023		$186,200
2021	$3,900.00		$372,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4845 Cedar Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4845 Cedar Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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