48441 American Elm Dr, Macomb, MI 48044 Property Records

Macomb County property record for 48441 American Elm Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,338 sqft · built 2000
Lot Size	0.232 acres (10,106 sqft)
Owner	Individual Name on Record
Last Sale	$496,000 (Dec 2023)
Tax Bill	$7,540 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-28-125-006`

Property Details

APN / Parcel Number

Primary APN	`20-08-28-125-006`
Alternative APN	`0828125006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	2,338 sqft Living Area
1st Floor Area	1,605 sqft
Basement Area	1,605 sqft
Unfinished Basement	1,605 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	Split Level
Exterior Material	Brick
Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Area	882 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48441 AMERICAN ELM DR
City	MACOMB
State	MI
Zip	48044-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PINECREST SUB #2 LOT 108 LIBER: 142 PAGES: 24-29
Legal Subdivision	PINECREST SUB
Legal Lot Number	108
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2014
Census Tract	224102

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48441 AMERICAN ELM DR, MACOMB, MI 48044-1429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 1, 2022	Intrafamily Transfer, Transfer
Sep 13, 2018	Quit Claim Deed, Mortgage · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Nov 23, 2004 · Amount on Record
Deed Document Number	2023106645
Deed Book / Page	29425 / 147
Prior Transfer Date	Jun 21, 2022
Prior Transfer Doc	0000093006
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Dec 28, 2023
Property Address	48441 AMERICAN ELM DR, MACOMB, MI 48044-1429
Document Number	2300106645
Book / Page	29425 / 147
Map Reference	LB 142 PG 24-29
Instrument Date	Dec 22, 2023
Instrument	202300106645
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	WESTMINSTER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48441 AMERICAN ELM DR, MACOMB, MI 48044-1429

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	35345 SIMON DR, CLINTON TOWNSHIP, MI 48035-5005

Mortgage

Document Number	2400001742
Date	Jan 5, 2024
Book Page	29433/425
Instrument	202400001742

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48441 AMERICAN ELM DR, MACOMB, MI 48044-1429
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142129
Date	Dec 13, 2019
Book Page	26396/793
Instrument	9142129

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Aug 1, 2022
Property Address	48441 AMERICAN ELM DR, MACOMB, MI 48044-1429
Document Number	2200093006
Book / Page	28740 / 627
Map Reference	LB 142 PG 24-29
Instrument Date	Jun 21, 2022
Instrument	202200093006
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48441 AMERICAN ELM DR, 48441, MACOMB, MI 48044-1429

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	48441 AMERICAN ELM DR, MACOMB, MI 48044-1429

September 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 13, 2018
Property Address	48441 AMERICAN ELM DR, MACOMB, MI 48044-1429
Document Number	0000002287
Book / Page	025574 / 000819
Instrument Date	Sep 7, 2018
Instrument	2287
Transaction Type	Mortgage
Record Updated	Oct 4, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48441 AMERICAN ELM DR MACOMB MI 480441429, MACOMB, MI 48044-1429

Mortgage

Document Number	2288
Date	Sep 13, 2018
Book Page	025574/000820
Instrument	2288

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2048

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,700 (+4.43%)	$485,400 (+4.43%)
2025	$7,540.00 (+63.49%) Homeowner's exemption	$232,400 (+19.67%)	$464,800 (+19.67%)
2023		$194,200	$388,400
2022	$4,612.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on American Elm Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures