4844 Spratt Rd, York, SC 29745 Property Records

York County property record for 4844 Spratt Rd, York, SC 29745

Property Summary

Property TypeSingle Family Home
Details4 ba · 5,608 sqft · built 2005
Lot Size4.4 acres (191,882 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Dec 2004)
Tax Bill$5,876 (2025)
Deeds & MortgagesNov 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN550-00-00-100

Property Details

APN / Parcel Number

Primary APN550-00-00-100

Interior

Full Baths4 Baths
Stories1 Story
Building Area5,608 sqft Living Area
Gross Area7,506 sqft
1st Floor Area2,487 sqft
2nd Floor Area634 sqft
Basement Area2,487 sqft
Finished Basement2,487 sqft
Unfinished Basement2,439 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Construction TypeBrick
Lot Area191,882 sqft (4.4 acres)
Garage Area665 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area211 sqft
Deck Area520 sqft
Patio Area613 sqft

Location & Zoning

Street Address4844 SPRATT RD
CityYORK
StateSC
Zip29745-9168
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRDII
Legal DescriptionLOT 4 4.405 ACRES
Legal SubdivisionACRES
Legal Lot Number4
JurisdictionYORK SC
Township / Civil DivisionROCK HILL
Census Block Group2
Census Block2002
Census Tract60910

Owner

4844 Spratt Rd is owned and occupied by two individuals who bought it in December 2004.

Source: York County records, as of November 17, 2025

Owner of Record2 Individual Names on File
Mailing Address4844 SPRATT RD, YORK, SC 29745-9168
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2004 · Amount on File
Deed SaleDec 13, 2004 · Amount on File
Prior SaleApr 30, 2004 · Amount on File
Deed Book / Page6749 / 275
Prior Transfer DateApr 26, 2004
Prior Transfer Doc6221/0084
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address4844 SPRATT RD, YORK, SC 29745-9168
Transaction TypeMortgage
Record UpdatedSep 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4844 SPRATT RD, YORK, SC 29745-9168

Mortgage

Document Number1877200001
DateNov 20, 2020
Book Page18772/1
Instrument2020057028
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4844 Spratt Rd was $5,876.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyYork County
Unified School DistrictYork School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,876.00$42,928 Land $16,812 Building $26,116$1,540,330 Land $603,230 Building $937,100
2023$5,431.00$37,330 Land $11,798 Building $25,532$949,209 Land $300,000 Building $649,209

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4844 Spratt Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4844 Spratt Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYORK COUNTY WEST WD
private · serves 18,273 people · EPA ID SC4620003
Water SourcePurchased surface water from CITY OF ROCK HILL
Last State InspectionNov 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Fiber · Cable in parts of the area
5,000 / 5,000

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