4844 Spencer Oaks Blvd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4844 Spencer Oaks Blvd, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,360 sqft · built 2003
Lot Size	0.247 acres (10,759 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,500 (Jan 2019)
Tax Bill	$3,243 (2024)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-1N-29-5242-00A00-0240`

Property Details

APN / Parcel Number

Primary APN	`10-1N-29-5242-00A00-0240`
Alternative APN	`N29110524200A000240`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,360 sqft Living Area
Gross Area	2,993 sqft
1st Floor Area	2,360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	10,759 sqft (0.247 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Patio Area	134 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4844 SPENCER OAKS BLVD
City	PACE
State	FL
Zip	32571-6245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPENCER OAKS LANDING PHASE 3 LOT 24 BLK A AS DES IN OR 3795 PG 943
Legal Range	29W
Legal Township	1N
Legal Section	10
Legal Subdivision	SPENCER OAKS LND PH2
Legal Block	A
Legal Lot Number	24
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2000
Census Tract	10708

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4844 SPENCER OAKS BLVD, MILTON, FL 32571-6245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Jan 7, 2019	Warranty Deed, Transfer · FHA Mortgage BEACH COMMUNITY MORTGAGE SERVICES I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2019 · Amount on Record
Deed Sale	Jan 7, 2019 · Amount on Record
Prior Sale	Jul 28, 2016 · Amount on Record
Deed Document Number	2019586
Deed Book / Page	3795 / 943
Prior Transfer Date	Jul 20, 2016
Prior Transfer Doc	0035421286
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4844 SPENCER OAKS BLVD, PACE, FL 32571-6245
Document Number	0039391958
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4844 SPENCER OAKS BLVD MILTON FL 325716245, MILTON, FL 32571-6245

Mortgage

Document Number	0039391958
Date	Apr 16, 2020
Book Page	003939/001958
Instrument	18101

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 7, 2019
Property Address	4844 SPENCER OAKS BLVD, PACE, FL 32571-6245
Document Number	0037950943
Book / Page	3795 / 0943
Map Reference	MB H PG 16
Instrument Date	Jan 4, 2019
Instrument	201900586
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	PARTNERSHIP TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,494.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5901 COUNTRY CLUB RD, 5901, MILTON, FL 32570-8911

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4844 SPENCER OAKS BLVD, MILTON, FL 32571-6245

Mortgage

Document Number	0201900587
Date	Jan 7, 2019
Instrument	201900587

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$288,097 (+12.22%) Land $40,000 Building $248,097	$288,097 (+12.22%) Land $40,000 Building $248,097
2024	$3,243.00 (+1.6%)	$256,720 (+0.67%) Land $38,000 Building $218,720	$256,720 (+0.67%) Land $38,000 Building $218,720
2023	$3,192.00 (+8.46%)	$254,999 (+8.85%) Land $38,000 Building $216,999	$254,999 (+8.85%) Land $38,000 Building $216,999
2022	$2,943.00	$234,261	$234,261 Land $27,000 Building $207,261

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2004–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications.

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