Minnehaha County property record for 48431 254th St, Garretson, SD 57030
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,400 sqft · built 1887 |
| Lot Size | 2.69 acres (117,176 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $7,442 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Feb 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-12-30-100-004-000 |
| Primary APN | 01-12-30-100-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,400 sqft Finished Area |
| 1st Floor Area | 1,680 sqft |
| Upper Floors Area | 720 sqft |
| Basement Area | 1,680 sqft |
| Finished Basement | 1,440 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 117,176 sqft (2.69 acres) |
| Garage Type | Mixed |
| Garage Area | 2,768 sqft |
| Parking Spaces | 9 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 192 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Sewer | Connected |
| Account Number | 70974 |
|---|---|
| Street Address | 48431 254TH ST |
| City | GARRETSON |
| State | SD |
| Zip | 57030-6118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | TRACT 4 GARRY`S ADDITION E12 NW14 30 103 47 PALISADE TOWNSHIP 103-47 |
| Legal Range | 47 |
| Legal Township | 103 |
| Legal Section | 30 |
| Legal Subdivision | GARRY`S ADDITION |
| Legal Tract | 4 |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | PALISADE |
| Census Block Group | 1 |
| Census Block | 1229 |
| Census Tract | 10101 |
Source: Minnehaha County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | PO BOX 188, GARRETSON, SD 57030-0188 |
| Owner Type | Individual |
| Vesting | Trust, Corporate Trust |
| Date | Document |
|---|---|
| Dec 30, 2022 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK |
| Feb 10, 2021 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK |
| Nov 10, 2020 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 48431 254TH ST, GARRETSON, SD 57030-6118 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 1964MTG/727 |
|---|---|
| Date | Dec 30, 2022 |
| Book Page | 1964 MTG/727 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | SPIRIT LAKE, IA 51360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 30, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 48431 254TH ST, GARRETSON, SD 57030-6118 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1914MTG/132 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 1914 MTG/132 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | SPIRIT LAKE, IA 51360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jan 30, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 48431 254TH ST, GARRETSON, SD 57030-6118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1904MTG/752 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 1904 MTG/752 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | SPIRIT LAKE, IA 51360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 30, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 48431 254TH ST, GARRETSON, SD 57030-6118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1901MTG/1068 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 1901 MTG/1068 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | SPIRIT LAKE, IA 51360 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| County Subdivision | Palisade Township |
| Unified School District | Garretson School District 49-4 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $684,784 (+0.7%) Land $93,164 Building $591,620 | $684,784 Land $93,164 Building $591,620 | |
| 2025 | $7,442.00 | $680,000 (+9.87%) Land $81,800 Building $598,200 | |
| 2024 | $7,442.00 (+49.59%) | $618,900 (+36.68%) Land $81,800 Building $537,100 | |
| 2022 | $4,975.00 | $452,800 Land $57,500 Building $395,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MINNEHAHA COMMUNITY WATER CORP private · serves 13,435 people · EPA ID SD4600432 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Alliance Communications Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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