4843 SE Duval Dr, Stuart, FL 34997 Property Records

Martin County property record for 4843 SE Duval Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,848 sqft · built 2005
Lot Size	0.197 acres (8,581 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Mar 2024)
Tax Bill	$6,157 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-38-41-009-000-0137.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`40-38-41-009-000-0137.0-0-0000`
Alternative APNs	`40-38-41-009-000-01370-0` `713380`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
Gross Area	2,268 sqft
1st Floor Area	856 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,581 sqft (0.197 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	713380
Street Address	4843 SE DUVAL DR
City	STUART
State	FL
Zip	34997-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	LOT 137 MARTINS CROSSING PUD (PB 15 PG 89)
Legal Range	41E
Legal Township	38S
Legal Section	40
Legal Subdivision	MARTINS CROSSING
Legal Block	2
Legal Lot Number	137
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2006
Census Tract	1105

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4843 SE DUVAL DR, STUART, FL 34997-1504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Warranty Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK
Apr 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
May 27, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 28, 2021	Warranty Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2024 · Amount on Record
Deed Sale	Mar 20, 2024 · Amount on Record
Prior Sale	Jan 28, 2021 · Amount on Record
Deed Document Number	20243063293
Deed Book / Page	3426 / 1609
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 20, 2024
Property Address	4843 SE DUVAL DR, STUART, FL 34997-1504
Document Number	0034261609
Book / Page	3426 / 1609
Map Reference	MB 15 PG 89
Instrument Date	Mar 7, 2024
Instrument	3063293
Transaction Type	Transfer
Record Updated	May 15, 2024

Transaction

Amount	Amount Recorded
Tax	$3,325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4843 SE DUVAL DR, STUART, FL 34997-1504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4843 SE DUVAL DR, STUART, FL 34997-1504

Mortgage

Document Number	0003063294
Date	Mar 20, 2024
Instrument	3063294

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	0034261611
Date	Mar 20, 2024
Book Page	3426/1611
Instrument	3063294

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	15 SE COVE RD 215, STUART, FL 34997

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4843 SE DUVAL DR, STUART, FL 34997-1504
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4843 SE DUVAL DR, STUART, FL 34997-1504

Mortgage

Document Number	0033692119
Date	Apr 14, 2023
Book Page	3369/2119
Instrument	3011523

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2043

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4843 SE DUVAL DR, STUART, FL 34997-1504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031311363
Date	May 27, 2020
Book Page	3131/1363
Instrument	2816564

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Feb 1, 2047

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 28, 2021
Property Address	4843 SE DUVAL DR, STUART, FL 34997-1504
Document Number	0031922900
Book / Page	3192 / 2900
Map Reference	MB 15 PG 89
Instrument Date	Jan 25, 2021
Instrument	2864456
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1375 CHURCHILL RD, 1375, GLEN RIDGE, FL 33406-3205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4843 SE DUVAL DR, STUART, FL 34997-1504

Mortgage

Document Number	0031922903
Date	Jan 28, 2021
Instrument	3192/2903

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,157.00 (-1.83%) Additional exemption filed	$402,840 Land $150,000 Building $252,840	$402,840 (+24.97%) Land $150,000 Building $252,840
2024	$6,272.00 (-0.51%)
2023	$6,304.00 (+9.07%)
2022	$5,780.00	$322,340 Land $95,000 Building $227,340	$322,340 Land $95,000 Building $227,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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