Bay County property record for 4843 McCall Ln, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,359 sqft · built 2007 |
| Lot Size | 0.209 acres (9,146 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Aug 2021) |
| Tax Bill | $2,125 (2022) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05860-350-000 |
| Primary APN | 05860-350-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,359 sqft Heated Area |
| Gross Area | 2,006 sqft |
| 1st Floor Area | 1,359 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Shingle |
| Lot Area | 9,146 sqft (0.209 acres) |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 660 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 207 sqft |
| Fence | Fence |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4843 MCCALL LN |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-3053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHEROKEE HEIGHTS PHASE III LOT 50 ORB 4445 P 2398 |
| Legal Range | 13W |
| Legal Township | 03S |
| Legal Section | 08 |
| Legal Subdivision | CHEROKEE HEIGHTS |
| Legal Phase | 3 |
| Legal Lot Number | 50 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 500 |
4843 McCall Ln is owned and occupied by an individual who bought it in August 2021.
Source: Bay County records, as of November 6, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4843 MCCALL LN, PANAMA CITY, FL 32404-3053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2021 · Amount on File |
| Deed Sale | Aug 11, 2021 · Amount on File |
| Prior Sale | Apr 29, 2021 · Amount on File |
| Deed Document Number | 2021061632 |
| Deed Book / Page | 4445 / 2398 |
| Record Updated | Jun 7, 2026 |
Source: Bay County assessment roll, as of July 1, 2022
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $2,125.00 | $180,632 Land $44,245 Building $136,387 | $180,632 Land $44,245 Building $136,387 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4843 McCall Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 190 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 190 in force |
| Nearby Flood Claims | 6 (2018–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4843 McCall Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Point Broadband.
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