4843 Cross Pointe Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 4843 Cross Pointe Dr, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,604 sqft · built 1993
Lot Size0.235 acres (10,224 sqft)
OwnerIndividual Name on Record
Last Sale$327,500 (May 2020)
Tax Bill$9,568 (2025)
Deeds & MortgagesFeb 2023 Transfer
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APNC62-000-758-1410-3

Property Details

APN / Parcel Number

Primary APNC62-000-758-1410-3
Alternative APNs
  • 03-28-16-19688-001-0140
  • 281603196880010140
  • 162803196880010140
  • R21006

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,604 sqft Living Area
Gross Area3,679 sqft
1st Floor Area2,604 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2003
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area10,224 sqft (0.235 acres)
Lot Dimensions128 ft deep x 80 ft wide
View / LotGolf Course
Garage TypeAttached
Garage Area640 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area435 sqft
Deck Area210 sqft
Patio Area210 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR21006
Street Address4843 CROSS POINTE DR
CityOLDSMAR
StateFL
Zip34677-5202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD251
Legal DescriptionCROSS POINTE BLK 1, LOT 14
Legal Range16E
Legal Township28S
Legal Section3
Legal SubdivisionCROSS POINTE
Legal Tract19688
Legal Block1
Legal Lot Number14
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1007
Census Tract27325

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4843 CROSS POINTE DR, OLDSMAR, FL 34677-5202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2023Intrafamily Transfer, Transfer
ACCOMMODATION
Dec 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
VAN DYK MORTGAGE CORP
May 18, 2020Warranty Deed, Transfer
COMPASS LAND AND TITLE/N PINELLA, COMPASS LAND & TITLE/N PINELLA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2020 · Amount on Record
Deed SaleMay 18, 2020 · Amount on Record
Prior SaleJun 3, 1996 · Amount on Record
Deed Document Number2020154162
Deed Book / Page21004 / 2554
Last Transfer DateJan 25, 2023
Transfer Doc0223510172
Record UpdatedOct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateFeb 20, 2023
Property Address4843 CROSS POINTE DR, OLDSMAR, FL 34677-5202
Document Number0223510172
Book / Page22351 / 172
Map ReferenceMB 106 PG 49-54
Instrument DateJan 25, 2023
Instrument2023045012
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4843 CROSS POINTE DR, OLDSMAR, FL 34677-5202

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4843 CROSS POINTE DR, OLDSMAR, FL 34677-5202

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address4843 CROSS POINTE DR, OLDSMAR, FL 34677-5202
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE TRUST

Transferred To (Grantee/Buyer)

NameVerified Name
Address4843 CROSS POINTE DR, OLDSMAR, FL 34677-5202

Mortgage

Document Number0212861138
DateDec 7, 2020
Book Page21286/1138
Instrument2020366436
Lender
NameVAN DYK MORTGAGE CORP
TypeMortgage Company
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMay 18, 2020
Property Address4843 CROSS POINTE DR, OLDSMAR, FL 34677-5202
Document Number0210042554
Book / Page021004 / 002554
Instrument DateMay 15, 2020
Instrument154162
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyCOMPASS LAND AND TITLE/N PINELLA, COMPASS LAND & TITLE/N PINELLA

Transaction

AmountAmount Recorded
Tax$2,293.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3235 MARION DR PALM HARBOR FL 346841651, PALM HARBOR, FL 34684-1651

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,568.00 (+7.18%) Homeowner's exemption$564,419 (+5.99%)$616,925 (+7.23%) Land $135,636 Building $481,289
2023$8,927.00 (+2.61%) Homeowner's exemption$532,536 (+3%)$575,324 (+11.28%) Land $189,606 Building $385,718
2022$8,700.00 Homeowner's exemption$517,025$517,025 Land $221,825 Building $295,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 209 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies209 in force
Nearby Flood Claims10 (2011–2024)
Claims Outside the SFHA10 of 10
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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