48428 Ursa Dr, Fremont, CA 94539 Property Records

Alameda County property record for 48428 Ursa Dr, Fremont, CA 94539

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,493 sqft · built 1964
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Aug 2009)
Tax Bill	$10,630 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`519-1203-42`

Property Details

APN / Parcel Number

Primary APN	`519-1203-42`
Alternative APN	`519-1203-042-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,493 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1968
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,600 sqft (0.152 acres)

Location & Zoning

Street Address	48428 URSA DR
City	FREMONT
State	CA
Zip	94539-7648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00047 BLK: 0006 TR: 2462
Legal Subdivision	7735 VILLA DESTE
Legal Tract	2462
Legal Block	6
Legal Lot Number	47
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3001
Census Tract	443301

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48428 URSA DR, FREMONT, CA 94539-7648
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 29, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
May 14, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
May 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2009 · Amount on Record
Deed Sale	Aug 27, 2009 · Amount on Record
Prior Sale	Dec 11, 2008 · Amount on Record
Deed Document Number	2009281024
Prior Transfer Date	Aug 17, 1998
Prior Transfer Doc	0000287215
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	48428 URSA DR, FREMONT, CA 94539-7648
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48428 URSA DR, FREMONT, CA 94539-7648

Mortgage

Document Number	0000234959
Date	Jul 1, 2021
Instrument	2021234959

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jun 1, 2036

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	48428 URSA DR, FREMONT, CA 94539-7648
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000226984
Date	Nov 29, 2018
Instrument	2018226984

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 16, 2048

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	48428 URSA DR, FREMONT, CA 94539-7648
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089028
Date	May 14, 2019
Instrument	2019089028

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	48428 URSA DR, FREMONT, CA 94539-7648
Document Number	0000104413
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	48428 URSA DR FREMONT CA 945397648, FREMONT, CA 94539-7648

Mortgage

Document Number	0000104413
Date	May 25, 2018
Instrument	104413

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	SAN JOSE, CA 95110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 24, 2033

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$855,750 (+2%) Land $256,725 Building $599,025
2025	$10,630.00 (+7.67%)	$838,974 (+4.04%) Land $251,692 Building $587,282
2023	$9,873.00	$806,402 Land $241,920 Building $564,482	$1,495,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	800 / 160
Tekify Fiber & Wireless Fixed Wireless	530 / 115
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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