48428 245th St, Sherman (Garretson), SD 57030 Property Records

Minnehaha County property record for 48428 245th St, Sherman, SD 57030

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,632 sqft · built 1910
Lot Size	160 acres (6,969,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$869,500 (Jan 2026)
Tax Bill	$6,550 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-06-06-300-001-000`

Property Details

APN / Parcel Number

Primary APN	`01-06-06-300-001-000`
Alternative APN	`18277`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,632 sqft Finished Area
1st Floor Area	816 sqft
Upper Floors Area	816 sqft
Basement Area	676 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	6,969,600 sqft (160 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	208 sqft
Patio Area	400 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	18277
Street Address	48428 245TH ST
City	SHERMAN
State	SD
Zip	57030-5508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	SW14 6 104 47 HIGHLAND TOWNSHIP 104-47
Legal Range	47
Legal Township	104
Legal Section	06
Legal Subdivision	41000
Jurisdiction	MINNEHAHA SD
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1007
Census Tract	10101

Owner

Source: Minnehaha County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48428 245TH ST, SHERMAN, SD 57030-5508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2019	Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST
Jan 14, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2026 · Amount on Record
Deed Sale	Jan 13, 2026 · Amount on Record
Deed Document Number	2026149694
Deed Book / Page	636-D / 389
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	48428 245TH ST, SHERMAN, SD 57030-5508
Transaction Type	Mortgage
Record Updated	Oct 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1867MTG/0047
Date	Sep 12, 2019
Book Page	1867 MTG/0047

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	CANTON, SD 57013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 10, 2039

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	48428 245TH ST, SHERMAN, SD 57030-5508
Transaction Type	Mortgage
Record Updated	Oct 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1853MTG/0486
Date	Jan 14, 2019
Book Page	1853 MTG/0486

Lender

Name	FIRST INDEPENDENT BANK
Type	Bank
Address	RUSSELL, MN 56169

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 9, 2020

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
County Subdivision	Highland Township
Unified School District	Dell Rapids School District 49-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$805,822 (+203.85%) Land $542,000 Building $263,822	$805,822 Land $542,000 Building $263,822
2025	$6,550.00	$265,200 (+5.49%) Building $265,200
2024	$6,550.00 (-5.85%)	$251,400 (+7.67%) Building $251,400
2022	$6,957.00	$233,500 Building $233,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEHAHA COMMUNITY WATER CORP private · serves 13,435 people · EPA ID SD4600432
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

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