4841 Ridgewood Rd W, Springfield, OH 45503 Property Records

Clark County property record for 4841 Ridgewood Rd W, Springfield, OH 45503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,188 sqft · built 1958
Lot Size	0.235 acres (10,232 sqft)
Owner	2 Individual Names on File
Last Sale	$238,000 (Aug 2026)
Tax Bill	$5,267 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`220-03-00027-206-018`

Property Details

APN / Parcel Number

Primary APN	`220-03-00027-206-018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	1,668 sqft
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,232 sqft (0.235 acres)
Lot Dimensions	119 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	480 sqft
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4841 RIDGEWOOD RD W
City	SPRINGFIELD
State	OH
Zip	45503-5843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	NORTHRIDGE SUBD 3 A 1279
Legal Subdivision	NORTHRIDGE SUBD
Legal Block	206
Legal Lot Number	18
Jurisdiction	CLARK OH
Township / Civil Division	MOOREFIELD
Census Block Group	1
Census Block	1041
Census Tract	2608

Owner

4841 Ridgewood Rd W is owned and occupied by two individuals who bought it in August 2026.

Source: Clark County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4841 RIDGEWOOD RD W, SPRINGFIELD, OH 45503-5843
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Sep 7, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 11, 2021	Intrafamily Transfer, Transfer FIRST CENTRAL LAND TITLE AGENCY, FIRST CENTRAL LAND TTL AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on File
Deed Sale	Aug 31, 2026 · Amount on File
Prior Sale	Apr 1, 2015 · Amount on File
Deed Document Number	202612018
Deed Book / Page	2274 / 185
Prior Transfer Date	Feb 21, 2007
Prior Transfer Doc	0000003354
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Aug 31, 2026
Property Address	4841 RIDGEWOOD RD W, SPRINGFIELD, OH 45503-5843
Document Number	0000012018
Book / Page	2274 / 185
Instrument Date	Aug 27, 2026
Instrument	202612018
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$96,152.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	4841 RIDGEWOOD RD W, SPRINGFIELD, OH 45503-5843

Mortgage

Document Number	0000012019,
Date	Aug 31, 2026
Instrument	202612019

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Recording Date	Jun 12, 2026
Property Address	4841 RIDGEWOOD RD W, SPRINGFIELD, OH 45503-5843
Document Number	0000008035
Book / Page	2270 / 1455
Instrument Date	Jun 5, 2026
Instrument	20268035
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STERLING LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4841 RIDGEWOOD RD W, SPRINGFIELD, OH 45503-5843

Mortgage

Document Number	0000008035,
Date	Jun 12, 2026
Book Page	2270/1455
Instrument	20268035

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	4841 RIDGEWOOD RD W, SPRINGFIELD, OH 45503-5843
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4841 RIDGEWOOD W RD, SPRINGFIELD, OH 45503-5843

Mortgage

Document Number	0000010021
Date	Sep 7, 2023
Book Page	2227/4739
Instrument	202300010021

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	4841 RIDGEWOOD RD W, SPRINGFIELD, OH 45503-5843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST CENTRAL LAND TTL AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019188
Date	Dec 29, 2020
Book Page	2183/2068
Instrument	202000019188

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLARK OH
Recording Date	Mar 11, 2021
Property Address	4841 RIDGEWOOD RD W, SPRINGFIELD, OH 45503-5843
Document Number	0000004360
Book / Page	2187 / 2433
Map Reference	MB 10 PG 92
Instrument Date	Dec 22, 2020
Instrument	202100004360
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	FIRST CENTRAL LAND TITLE AGENCY, FIRST CENTRAL LAND TTL AGCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4841 RIDGEWOOD RD W, SPRINGFIELD, OH 45503-5843

Tax Assessment & Valuation

The 2025 property tax bill for 4841 Ridgewood Rd W was $5,267, up 161.6% from the year before.

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	Moorefield Township
Unified School District	Northeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,267.00 (+161.65%)	$64,390 Land $19,050 Building $45,340	$183,970 Land $54,430 Building $129,540
2024	$2,013.00
2023		$46,050 Land $11,060 Building $34,990
2022	$1,954.00		$131,550 Land $31,590 Building $99,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4841 Ridgewood Rd W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4841 Ridgewood Rd W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARK COUNTY NORTHRIDGE PWS private · serves 8,874 people · EPA ID OH1201003
Water Source	Purchased groundwater from SPRINGFIELD CITY PWS
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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