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4841 Morgera Ln, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4841 Morgera Ln, Fair Oaks, CA 95628

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,663 sqft · built 2020
Lot Size0.055 acres (2,414 sqft)
OwnerCompany Name on Record
Tax Bill$5,801 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN242-0650-009-0000

Property Details

APN / Parcel Number

Primary APN242-0650-009-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,663 sqft Living Area
1st Floor Area652 sqft
2nd Floor Area1,011 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area2,414 sqft (0.055 acres)
Garage Area419 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address4841 MORGERA LN
CityFAIR OAKS
StateCA
Zip95628-4735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-30
Legal DescriptionTHE COTTAGES AT SUNSET, LOT 9, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal SubdivisionTHE COTTAGES AT SUNSET
Legal Lot Number9
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2006
Census Tract8007

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address200 S HARDING BLVD, ROSEVILLE, CA 95678-3332
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateAug 25, 2020
Property Address4841 MORGERA LN, FAIR OAKS, CA 95628-4735
Document Number2008251517
Instrument DateAug 21, 2020
Instrument2008251517
Transaction TypeTransfer
Record UpdatedSep 15, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7225 26TH ST RIO LINDA CA 956731814, RIO LINDA, CA 95673-1814

Mortgage

Document Number2008251518
DateAug 25, 2020
Instrument2008251518
Lender
NameMERCHANTS BK/CMRC
Address1504 EUREKA ROAD STE100, ROSEVILLE, CA 95661
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$476,777 (+2%) Land $79,310 Building $397,467
2025$5,801.00 (+0.8%)$467,429 (+4.04%) Land $77,755 Building $389,674
2024$5,755.00 (+3.01%)
2023$5,587.00 (+0.47%)$449,281 Land $74,737 Building $374,544
2022$5,561.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIR OAKS WATER DISTRICT
serves 36,226 people · EPA ID CA3410009
Water SourcePurchased surface water from SAN JUAN WATER DISTRICT
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks, Succeed.Net.

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