4841 Cortez Cir, Naples, FL 34112 Property Records

Collier County property record for 4841 Cortez Cir, Naples, FL 34112

Property Summary

Property Type	Single Family Home
Details	1,182 sqft · built 1962
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (May 2021)
Tax Bill	$4,265 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit May 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`513100 7 15B18`

Property Details

APN / Parcel Number

Primary APN	`513100 7 15B18`
Alternative APNs	`63102600002120100715` `63102600002`

Interior

Stories	1 Story
Building Area	1,182 sqft Living Area
Gross Area	1,576 sqft
1st Floor Area	1,182 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	290 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Deck Area	72 sqft

Location & Zoning

Street Address	4841 CORTEZ CIR
City	NAPLES
State	FL
Zip	34112-3713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	NAPLES SOUTH UNIT 1 BLK 7 LOT 1 + E1/2 OF LOT 2
Legal Range	26
Legal Township	50
Legal Section	18
Legal Subdivision	NAPLES SOUTH UNIT 1
Legal Tract	513100
Legal Block	7
Legal Lot Number	1
Legal Unit	1
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3003
Census Tract	10605

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4841 CORTEZ CIR, NAPLES, FL 34112-3713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
May 7, 2021	Warranty Deed, Transfer · Conventional Mortgage SANIBEL CAPTIVA COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Prior Sale	Dec 3, 2012 · Amount on Record
Deed Document Number	20216053881
Deed Book / Page	5942 / 1876
Prior Transfer Date	Jul 13, 2001
Prior Transfer Doc	2865000823
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4841 CORTEZ CIR, NAPLES, FL 34112-3713
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4841 CORTEZ CIR, NAPLES, FL 34112-3713

Mortgage

Document Number	0060832626
Date	Feb 11, 2022
Book Page	6083/2626
Instrument	6204156

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 7, 2021
Property Address	4841 CORTEZ CIR, NAPLES, FL 34112-3713
Document Number	0059421876
Book / Page	5942 / 1876
Map Reference	MB 4 PG 89&90
Instrument Date	Apr 29, 2021
Instrument	6053881
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	CYPRESS TITLE AND ESCROW INC, CYPRESS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 PRINCETON AVE, 29, DOVER, NJ 07801-2515

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4841 CORTEZ CIR, NAPLES, FL 34112-3713

Mortgage

Document Number	59421878
Date	May 7, 2021
Instrument	5942/1878

Lender

Name	SANIBEL CAPTIVA COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,789 (+2.7%)	$472,733 (+0.3%) Land $290,327 Building $182,406
2025	$4,265.00 (+11.21%) Homeowner's exemption	$421,411 (+8.78%)	$471,318 (+13.63%) Land $327,462 Building $143,856
2023	$3,835.00 (-2.09%) Homeowner's exemption	$387,404 (+3%)	$414,795 (+10.28%) Land $344,342 Building $70,453
2022	$3,917.00 Homeowner's exemption	$376,120 Land $304,843 Building $71,277	$376,120 Land $304,843 Building $71,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 145 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	362 units insured incl. 217 condo units
Nearby Flood Claims	45 (1985–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims Hurricane Irma, Sep 2017 · 15 claims Hurricane Wilma, Oct 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream, Summit Broadband.

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