Alameda County property record for 4840 Ygnacio Ave, Oakland, CA 94601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 954 sqft · built 1920 |
| Lot Size | 0.061 acres (2,652 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,260 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-2369-8 |
| Primary APN | 35-2369-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 954 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 2,652 sqft (0.061 acres) |
| Street Address | 4840 YGNACIO AVE |
|---|---|
| City | OAKLAND |
| State | CA |
| Zip | 94601-5338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00008 BLK: AR: 0035 PAGE: 2369 |
| Legal Subdivision | MELROSE HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | OAKLAND |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 407600 |
4840 Ygnacio Ave is owned and occupied by an individual who acquired it in July 2019.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4840 YGNACIO AVE, OAKLAND, CA 94601-5338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 7, 2020 | Deed of Trust, Mortgage · Line of Credit PATELCO CU |
| Jul 30, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2019 |
| Deed Sale | Jul 30, 2019 |
| Prior Sale | Dec 21, 2016 · Amount on File |
| Deed Document Number | 2019145966 |
| Prior Transfer Date | Jul 25, 2019 |
| Prior Transfer Doc | 0000145966 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 4840 YGNACIO AVE, OAKLAND, CA 94601-5338 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 4840 YGNACIO AVE, OAKLAND, CA 94601-5338 |
| Document Number | 0000324353 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 2021324353 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 4840 YGNACIO AVE, OAKLAND, CA 94601-5338 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000157488 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 2020157488 |
| Name | PATELCO CU |
|---|---|
| Type | Credit Union |
| Address | DUBLIN, CA 94568 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 30, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Jul 30, 2019 |
| Property Address | 4840 YGNACIO AVE, OAKLAND, CA 94601-5338 |
| Document Number | 0000145966 |
| Map Reference | MB 23 PG 58 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 2019145966 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4840 YGNACIO AVE, OAKLAND, CA 94601-5338 |
| Document Number | 0000145967 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 2019145967 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 4840 Ygnacio Ave was $7,260 with a homeowner's exemption, up 4.1% from the year before.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Oakland City |
| Unified School District | Oakland Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $423,655 (+2.03%) Land $129,149 Building $301,506 | ||
| 2025 | $7,260.00 (+4.06%) Homeowner's exemption | $415,211 Land $126,617 Building $295,594 | |
| 2024 | $6,977.00 (-4.03%) | ||
| 2023 | $7,270.00 Homeowner's exemption | $405,818 Land $121,701 Building $284,117 | $458,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4840 Ygnacio Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982 · Severe Storms, Flood, Mudslides & High Tide |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4840 Ygnacio Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,037 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Unwired Fixed Wireless | 300 / 25 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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