4840 Sky Blue Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 4840 Sky Blue Dr, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,650 sqft · built 2005
Lot Size	0.137 acres (5,980 sqft)
Owner	2 Individual Names on File
Last Sale	$284,400 (Jun 2005)
Tax Bill	$3,680 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014536-0806`

Property Details

APN / Parcel Number

Primary APN	`014536-0806`
Alternative APN	`U172718750000005000330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,650 sqft Living Area
Gross Area	3,309 sqft
1st Floor Area	2,090 sqft
Upper Floors Area	560 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,980 sqft (0.137 acres)
Lot Dimensions	115 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	213 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0145360806
Street Address	4840 SKY BLUE DR
City	LUTZ
State	FL
Zip	33558-8058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	REFLECTIONS PHASE 3 LOT 33 BLOCK 5
Legal Range	18E
Legal Township	27S
Legal Section	17
Legal Subdivision	REFLECTIONS PHASE 3
Legal Phase	3
Legal Tract	750
Legal Block	5
Legal Lot Number	33
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	KEYSTONE-CITRUS PARK
Census Block Group	2
Census Block	2000
Census Tract	11522

Owner

4840 Sky Blue Dr is owned and occupied by two individuals who bought it in June 2005.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4840 SKY BLUE DR, LUTZ, FL 33558-8058
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
May 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2005 · Amount on File
Deed Sale	Jun 24, 2005 · Amount on File
Deed Document Number	2005273774
Deed Book / Page	15159 / 1795
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4840 SKY BLUE DR, LUTZ, FL 33558-8058
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4840 SKY BLUE DR, LUTZ, FL 33558-8058

Mortgage

Document Number	0000180133
Date	Apr 7, 2022
Instrument	2022180133

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 6, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4840 SKY BLUE DR, LUTZ, FL 33558-8058
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4840 SKY BLUE DR, LUTZ, FL 33558-8058

Mortgage

Document Number	2021566975
Date	Nov 8, 2021
Instrument	2021566975

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2031

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4840 SKY BLUE DR, LUTZ, FL 33558-8058
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0249501808
Date	May 18, 2017
Book Page	24950/1808
Instrument	2017193382

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 4840 Sky Blue Dr was $3,680 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,249 (+2.7%)	$435,103 (-2.04%) Land $109,792 Building $325,311
2025	$3,680.00 Homeowner's exemption Veteran's exemption	$202,774	$444,181 Land $109,792 Building $334,389
2023	$3,591.00 (+3.01%) Homeowner's exemption Veteran's exemption	$191,319 (+3%)	$416,937 (-0.67%) Land $95,625 Building $321,312
2022	$3,486.00 Homeowner's exemption	$185,747	$419,731 Land $85,000 Building $334,731

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4840 Sky Blue Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	3 (2004–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2015 · river or lake flooding
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4840 Sky Blue Dr is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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