4840 Silver Leaf Dr, Cumming, GA 30040 Property Records

Forsyth County property record for 4840 Silver Leaf Dr, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,173 sqft · built 2006
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Sep 2018)
Tax Bill	$5,587 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081-000-424`

Property Details

APN / Parcel Number

Primary APN	`081-000-424`
Alternative APNs	`000000052793` `0000176634` `081 424`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,173 sqft Living Area
Basement Area	1,675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	25 sqft
Deck Area	Deck Area
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000176634
Street Address	4840 SILVER LEAF DR
City	CUMMING
State	GA
Zip	30040-9699
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	2-1 123-124 LT 108 PH 1A SILVER LEAF
Legal Subdivision	SILVER LEAF
Legal Phase	1
Legal Block	3
Legal Lot Number	108
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	3
Census Block	3003
Census Tract	130410

Owner

4840 Silver Leaf Dr is owned and occupied by an individual who bought it in September 2018.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4840 SILVER LEAF DR, CUMMING, GA 30040-9699
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage MYLENDINGPAL INC
Oct 1, 2018	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FNDG
Feb 28, 2017	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2018 · Amount on File
Deed Sale	Sep 27, 2018 · Amount on File
Prior Sale	Feb 24, 2017 · Amount on File
Deed Document Number	20189965
Deed Book / Page	8690 / 54
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	4840 SILVER LEAF DR, CUMMING, GA 30040-9699
Document Number	0094680654
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4840 SILVER LEAF DR CUMMING GA 300409699, CUMMING, GA 30040-9699

Mortgage

Document Number	0094680654
Date	Jul 17, 2020
Book Page	009468/000654

Lender

Name	MYLENDINGPAL INC
Address	SUWANEE, GA 30024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Oct 1, 2018
Property Address	4840 SILVER LEAF DR, CUMMING, GA 30040-9699
Document Number	0086900054
Book / Page	008690 / 000054
Instrument Date	Jul 25, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4840 SILVER LEAF DR CUMMING GA 300409699, CUMMING, GA 30040-9699

Mortgage

Document Number	86900056
Date	Oct 1, 2018
Book Page	008690/000056

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	ATLANTA, GA 30326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2048

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Feb 28, 2017
Property Address	4840 SILVER LEAF DR, CUMMING, GA 30040-9699
Document Number	0081140558
Book / Page	008114 / 000558
Instrument Date	Feb 24, 2017
Instrument	1576692
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4840 SILVER LEAF DR CUMMING GA 300409699, CUMMING, GA 30040-9699

Mortgage

Document Number	81140559
Date	Feb 28, 2017
Book Page	008114/000559
Instrument	1576693

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4840 Silver Leaf Dr was $5,587 with exemptions applied.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,587.00	$278,560 Land $68,000 Building $210,560	$696,400 Land $170,000 Building $526,400
2023	$4,842.00 (+1.64%) Homeowner's exemption	$247,500 (+60.96%) Land $60,000 Building $187,500	$618,750 (+60.96%) Land $150,000 Building $468,750
2022	$4,764.00 Homeowner's exemption	$153,764 Land $32,000 Building $121,764	$384,410 Land $80,000 Building $304,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4840 Silver Leaf Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4840 Silver Leaf Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMMING serves 58,661 people · EPA ID GA1170000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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