4840 Our Pl, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 4840 Our Pl, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1983
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$549,000 (Jan 2021)
Tax Bill	$6,396 (2025)
Deeds & Mortgages	May 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-072-019`

Property Details

APN / Parcel Number

Primary APN	`015-072-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,660 sqft Living Area

Exterior

Year Built	Built 1983
Construction Type	Wood
Lot Area	43,560 sqft (1 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4840 OUR PL
City	PASO ROBLES
State	CA
Zip	93446-8376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR 7 E 1/2 LT 17
Legal Subdivision	TRACT 07
Legal Tract	7
Legal Lot Number	17
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1001
Census Tract	10207

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4840 OUR PL, PASO ROBLES, CA 93446-8376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 30, 2020	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jan 22, 2021	Grant Deed, Transfer · Conventional Mortgage CENTRAL COAST LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Prior Sale	Apr 30, 2014 · Amount on Record
Deed Document Number	2021005180
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4840 OUR PL, PASO ROBLES, CA 93446-8376
Transaction Type	Mortgage
Record Updated	May 24, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4840 OUR PL, PASO ROBLES, CA 93446-8376

Mortgage

Document Number	0000013219
Date	May 15, 2023
Instrument	2023013219

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4840 OUR PL, PASO ROBLES, CA 93446-8376
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4840 OUR PL, PASO ROBLES, CA 93446-8376

Mortgage

Document Number	0000054138
Date	Sep 30, 2020
Instrument	2020054138

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Sep 1, 2046

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 22, 2021
Property Address	4840 OUR PL, PASO ROBLES, CA 93446-8376
Document Number	0000005180
Map Reference	MB 5 PG 25
Instrument Date	Dec 7, 2020
Instrument	2021005180
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4840 OUR PL, PASO ROBLES, CA 93446-8376

Mortgage

Document Number	0000005181
Date	Jan 22, 2021
Instrument	2021005181

Lender

Name	CENTRAL COAST LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,396.00 (+3.6%)	$594,253 (+4.04%) Land $194,837 Building $399,416
2023	$6,174.00 (+1.75%)	$571,179 Land $187,272 Building $383,907
2022	$6,068.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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