James City County property record for 4840 Milden Rd, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,825 sqft · built 1998 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Apr 2026) |
| Tax Bill | $2,985 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-4 20-0-0028 |
| Primary APN | 38-4 20-0-0028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,825 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 135 sqft |
| Deck Area | 284 sqft |
| Patio Area | 284 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 21833 |
|---|---|
| Street Address | 4840 MILDEN RD |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-2529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 GENERAL |
| Legal Description | LOT 28 S-4 P-2 THE MEADOWS |
| Legal Subdivision | THE MEADOWS |
| Legal Lot Number | 28 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | JAMESTOWN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 80202 |
4840 Milden Rd is owned and occupied by an individual who bought it in April 2026.
Source: James City County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4840 MILDEN RD, WILLIAMSBURG, VA 23188-2529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage 3RD PARTY INDIVIDUAL |
| Apr 28, 2026 | Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC |
| Apr 28, 2026 | Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE |
| Aug 14, 2018 | Warranty Deed, Transfer BMO HARRIS BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on File |
| Deed Sale | Apr 28, 2026 · Amount on File |
| Prior Sale | Aug 14, 2018 · Amount on File |
| Deed Document Number | 20265008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 4840 MILDEN RD, WILLIAMSBURG, VA 23188-2529 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0210017511 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 210017511 |
| Name | 3RD PARTY INDIVIDUAL |
|---|---|
| Type | Private Party |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Apr 28, 2026 |
| Property Address | 4840 MILDEN RD, WILLIAMSBURG, VA 23188-2529 |
| Document Number | 0000005008 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026.5008 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42,925.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4840 MILDEN RD, WILLIAMSBURG, VA 23188-2529 |
| Document Number | 0000005009, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 2026..5009 |
| Name | ATLANTIC COAST MORTGAGE GROUP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Apr 28, 2026 |
| Property Address | 4840 MILDEN RD, WILLIAMSBURG, VA 23188-2529 |
| Document Number | 0202605008 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20265008 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42,925.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4840 MILDEN RD, WILLIAMSBURG, VA 23188-2529 |
| Document Number | 0000005009, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 20265009 |
| Name | ATLANTIC BAY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Aug 14, 2018 |
| Property Address | 4840 MILDEN RD, WILLIAMSBURG, VA 23188-2529 |
| Document Number | 0000013284 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 13284 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4840 MILDEN RD WILLIAMSBURG VA 231882529, WILLIAMSBURG, VA 23188-2529 |
| Document Number | 13285 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 13285 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 4840 Milden Rd was $2,985, up 6.4% from the year before.
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,985.00 (+6.42%) | $359,700 Land $87,500 Building $272,200 | $359,700 Land $87,500 Building $272,200 |
| 2024 | $2,805.00 (+6.86%) | ||
| 2023 | $2,625.00 | $316,300 Land $66,000 Building $250,300 | $316,300 Land $66,000 Building $250,300 |
| 2022 | $2,625.00 | ||
| 2019 | $2,251.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4840 Milden Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4840 Milden Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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