4840 Mallard Ct, Oakley, CA 94561 Property Records

Contra Costa County property record for 4840 Mallard Ct, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,981 sqft · built 1991
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Mar 2023)
Tax Bill	$9,274 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035-710-008`

Property Details

APN / Parcel Number

Primary APN	`035-710-008`
Alternative APN	`035-710-008-0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,981 sqft Living Area
1st Floor Area	1,133 sqft
2nd Floor Area	848 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Attached
Garage Area	646 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4840 MALLARD CT
City	OAKLEY
State	CA
Zip	94561-1931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7250 L8
Legal Subdivision	SUBDIVISION 7250
Legal Tract	7250
Legal Lot Number	8
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	3
Census Block	3005
Census Tract	302005

Owner

4840 Mallard Ct is owned and occupied by two individuals who bought it in March 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4840 MALLARD CT, OAKLEY, CA 94561-1931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Mar 28, 2023	Grant Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Jun 1, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2023 · Amount on File
Deed Sale	Mar 28, 2023 · Amount on File
Prior Sale	Aug 6, 1998 · Amount on File
Deed Document Number	202328281
Prior Transfer Date	May 19, 2018
Prior Transfer Doc	0000087475
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 23, 2026
Property Address	4840 MALLARD CT, OAKLEY, CA 94561-1931
Document Number	0000065542
Instrument Date	May 27, 2026
Instrument	202665542
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4840 MALLARD CT, OAKLEY, CA 94561-1931

Mortgage

Document Number	0000065542,
Date	Jun 23, 2026
Instrument	202665542

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jun 1, 2066

Interest

Rate	6.3%
Max Rate	-1%

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 28, 2023
Property Address	4840 MALLARD CT, OAKLEY, CA 94561-1931
Document Number	0000028281
Map Reference	MB 341 PG 23
Instrument Date	Mar 21, 2023
Instrument	2023-028281
Transaction Type	Transfer
Record Updated	Apr 5, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4840 MALLARD CT, OAKLEY, CA 94561-1931

Mortgage

Document Number	0000028282
Date	Mar 28, 2023
Instrument	2023-028282

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 1, 2018
Property Address	4840 MALLARD CT, OAKLEY, CA 94561-1931
Document Number	0000087475
Instrument Date	May 19, 2018
Instrument	87475
Transaction Type	Transfer
Record Updated	Jun 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4840 MALLARD CT OAKLEY CA 945611931, OAKLEY, CA 94561-1931

Tax Assessment & Valuation

The 2025 property tax bill for 4840 Mallard Ct was $9,274.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$769,375 (+2%) Land $334,280 Building $435,095
2025	$9,274.00	$754,290 Land $327,726 Building $426,564
2023	$4,365.00 (+0.74%)	$302,692 Land $55,439 Building $247,253
2022	$4,333.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4840 Mallard Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4840 Mallard Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
AT&T DSL	100 / 20

May also be available: Verizon.

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