4840 Joy Rd, Dexter, MI 48130 Property Records

Washtenaw County property record for 4840 Joy Rd, Dexter, MI 48130

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,045 sqft · built 1997
Lot Size	2.6 acres (113,256 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Sep 2020)
Tax Bill	$8,030 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-03-34-400-024`

Property Details

APN / Parcel Number

Primary APN	`C-03-34-400-024`
Alternative APNs	`C00334400024` `0334400024`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,045 sqft Living Area
Basement Area	1,545 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Lot Area	113,256 sqft (2.6 acres)
Garage Area	538 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	500 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4840 JOY RD
City	DEXTER
State	MI
Zip	48130-9498
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	PTA 04/20/95 OWNER REQUEST FROM 0334400003 01/13/95 FROM 0334400004 01/13/95 WE 34-8A-1A-4 PCL 1-C COM AT CENTER SEC 34,
Legal Range	05E
Legal Township	01S
Legal Section	03
Legal Block	400
Jurisdiction	WASHTENAW MI
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2010
Census Tract	461000

Owner

4840 Joy Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Washtenaw County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4840 JOY RD, DEXTER, MI 48130-9498
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY CREDIT UNION
Sep 2, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Aug 1, 2018	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY
Jul 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Deed Document Number	20206540158
Deed Book / Page	5373 / 382
Prior Transfer Date	Jun 23, 2017
Prior Transfer Doc	0006380076
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Recording Date	Jul 30, 2026
Property Address	4840 JOY RD, DEXTER, MI 48130-9498
Document Number	0006805017
Book / Page	5638 / 30
Instrument Date	Jul 24, 2026
Instrument	20266805017
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4840 JOY RD, DEXTER, MI 48130-9498

Mortgage

Document Number	0006805017,
Date	Jul 30, 2026
Book Page	5638/30
Instrument	20266805017

Lender

Name	UNIVERSITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.84%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Sep 2, 2020
Property Address	4840 JOY RD, DEXTER, MI 48130-9498
Document Number	0006540158
Book / Page	5373 / 382
Instrument Date	Aug 17, 2020
Instrument	6540158
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	SELECT TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,354.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3213 MONUMENT, ANN ARBOR, MI 48108-2088

Mortgage

Document Number	0006540159
Date	Sep 2, 2020
Instrument	6540159

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	4840 JOY RD, DEXTER, MI 48130-9498
Document Number	0006438452
Instrument Date	Aug 1, 2018
Transaction Type	Mortgage
Record Updated	Oct 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4840 JOY RD DEXTER MI 481309498, DEXTER, MI 48130-9498

Mortgage

Document Number	0006438452
Date	Aug 30, 2018
Book Page	005271/000755
Instrument	6438452

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	AUBURN HILLS, MI 48326-2947

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHTENAW MI
Recording Date	Jul 3, 2017
Property Address	4840 JOY RD, DEXTER, MI 48130-9498
Document Number	0006380076
Book / Page	005213 / 000393
Instrument Date	Jun 23, 2017
Instrument	6380076
Transaction Type	Transfer
Record Updated	Jul 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4840 JOY RD DEXTER MI 481309498, DEXTER, MI 48130-9498

Tax Assessment & Valuation

The 2025 property tax bill for 4840 Joy Rd was $8,030 with a homeowner's exemption.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Washtenaw County
County Subdivision	Webster Township
Unified School District	Dexter Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,600	$521,200
2025	$8,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4840 Joy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4840 Joy Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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