4840 Holm Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 4840 Holm Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,428 sqft · built 1962
Lot Size	4.19 acres (182,516 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Apr 2016)
Tax Bill	$4,145 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`099-120-014-000`

Property Details

APN / Parcel Number

Primary APN	`099-120-014-000`
Alternative APNs	`09912014100` `0991201410`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Wood
Lot Area	182,516 sqft (4.19 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,428 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	4840 HOLM RD
City	PLACERVILLE
State	CA
Zip	95667-7818
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	U
Legal Description	RS 36/45/1
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1010
Census Tract	31404

Owner

Source: El Dorado County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4840 HOLM RD, PLACERVILLE, CA 95667-7818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Nov 9, 2017	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2016 · Amount on Record
Deed Sale	Apr 4, 2016 · Amount on Record
Deed Document Number	201613528
Prior Transfer Date	Feb 8, 2016
Prior Transfer Doc	0000013527
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Recording Date	May 26, 2026
Property Address	4840 HOLM RD, PLACERVILLE, CA 95667-7818
Document Number	0000016955
Instrument Date	May 14, 2026
Instrument	202616955
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	4840 HOLM RD, PLACERVILLE, CA 95667-7818

Mortgage

Document Number	0000016955,
Date	May 26, 2026
Instrument	202616955

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4840 HOLM RD, PLACERVILLE, CA 95667-7818
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4840 HOIM RD, PLACERVILLE, CA 95667-7818

Mortgage

Document Number	0000069218
Date	Nov 30, 2020
Instrument	2020-0069218

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4840 HOLM RD, PLACERVILLE, CA 95667-7818
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051243
Date	Nov 27, 2019
Instrument	2019-0051243

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4840 HOLM RD, PLACERVILLE, CA 95667-7818
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4840 KOLN RD, PLACERVILLE, CA 95667

Mortgage

Document Number	0000013660
Date	Feb 26, 2021
Instrument	2021-0013660

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	WARWICK, RI 02886

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4840 HOLM RD, PLACERVILLE, CA 95667-7818
Document Number	0000053400
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4840 HOLM RD PLACERVILLE CA 956677818, PLACERVILLE, CA 95667-7818

Mortgage

Document Number	0000053400
Date	Nov 27, 2017
Instrument	53400

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of August 18, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,145.00 (+2.12%) Homeowner's exemption	$390,529 (+4.04%) Land $112,457 Building $278,072
2024	$4,059.00 (+2.09%)
2023	$3,976.00 (+1.53%) Homeowner's exemption	$375,366 Land $108,091 Building $267,275
2022	$3,916.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Cal.net, Rocky Ridge Wireless, T-Mobile.

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