4840 Helen Dr, Denison, TX 75020 Property Records

Grayson County property record for 4840 Helen Dr, Denison, TX 75020

Property Summary

Property Type	Rural Home
Details	1,104 sqft · built 1972
Lot Size	24.8 acres (1,081,290 sqft)
Owner	Individual Name on File
Tax Bill	$6,318 (2024)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`047 0861001`

Property Details

APN / Parcel Number

Primary APN	`047 0861001`
Alternative APN	`109887`

Interior

Building Area	1,104 sqft Living Area
Gross Area	1,654 sqft
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1985
Lot Area	1,081,290 sqft (24.8 acres)
Garage Type	Mixed
Garage Area	550 sqft
Carport	Carport
Carport Area	980 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Utility Building	96 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	109887
Old Parcel Number	047 0861001
Street Address	4840 HELEN DR
City	DENISON
State	TX
Zip	75020-9458
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	G-0861 MORGAN J D A-G0861, ACRES 24.823
Legal Subdivision	MORGAN J D A-G0861
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	1
Census Block	1162
Census Tract	302

Owner

4840 Helen Dr, a rural home, is owned and occupied by an individual who acquired it in November 2021.

Source: Grayson County records, as of October 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4840 HELEN DR, DENISON, TX 75020-9458
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2020	Deed of Trust, Mortgage · Commercial Mortgage AMERISTATE BANK
Jun 17, 2021	Deed of Trust, Mortgage AMERISTATE BANK
Nov 15, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021
Deed Sale	Nov 15, 2021
Prior Sale	Aug 26, 2015
Deed Document Number	2021-39074
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	4840 HELEN DR, DENISON, TX 75020-9458
Transaction Type	Mortgage
Record Updated	Oct 6, 2022
Title Company	RED RIVER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005769
Date	Mar 5, 2020
Instrument	2020-00005769

Lender

Name	AMERISTATE BANK
Type	Bank
Address	ATOKA, OK 74525

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 5, 2021

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	4840 HELEN DR, DENISON, TX 75020-9458
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 BYRD LN, POTTSBORO, TX 75076-4514

Mortgage

Document Number	0000020113
Date	Jun 17, 2021
Instrument	2021-00020113

Lender

Name	AMERISTATE BANK
Type	Bank
Address	ATOKA, OK 74525

Agreement

Amount	Amount on Record
Term	11 Months
Due	May 17, 2022

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Nov 15, 2021
Property Address	4840 HELEN DR, DENISON, TX 75020-9458
Document Number	0000039075
Instrument Date	Nov 15, 2021
Instrument	2021-00039075
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	350 BYRD LN, 350, POTTSBORO, TX 75076-4514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4662 GLENHAVEN DR, TRACY, CA 95377-7040
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039076
Date	Nov 15, 2021
Instrument	2021-00039076

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,233,919	$1,241,297 Land $728,213 Building $513,084
2024	$6,318.00
2023		$297,537 Land $19,335 Building $278,202	$737,756 Land $459,554 Building $278,202
2022	$1,859.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4840 Helen Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	18 (1990–2019)
Claims Outside the SFHA	10 of 18
Most Recent Claim	Sep 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 6 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims Severe Storms, Tornadoes & Flooding, May 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4840 Helen Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	499 / 285
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband.

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