4840 Fort Apache Ct, Orlando, FL 32822 Property Records

Orange County property record for 4840 Fort Apache Ct, Orlando, FL 32822

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,349 sqft · built 1992
Lot Size0.194 acres (8,447 sqft)
Owner2 Individual Names on File
Last Sale$104,000 (Oct 2012)
Tax Bill$1,802 (2025)
Deeds & MortgagesFeb 2022 Second Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN14-23-30-8325-09-090

Property Details

APN / Parcel Number

Primary APN14-23-30-8325-09-090
Alternative APNs
  • 302314832509090
  • 550601
  • 556371
  • 561036

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,349 sqft Living Area
Gross Area1,892 sqft
1st Floor Area1,349 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,447 sqft (0.194 acres)
Garage TypeAttached
Garage Area501 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area42 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4840 FORT APACHE CT
CityORLANDO
StateFL
Zip32822-7175
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSTD R-2
Legal DescriptionSTONEBRIDGE PHASE 1 30/30 LOT 9 BLK I
Legal Range30E
Legal Township23S
Legal Section14
Legal SubdivisionSTONEBRIDGE PH 1
Legal Phase1
Legal Tract8325
Legal BlockI
Legal Lot Number9
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group1
Census Block1005
Census Tract16733

Owner

Source: Orange County records · APN 14-23-30-8325-09-090

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4840 FORT APACHE CT, ORLANDO, FL 32822-7175
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
POINT DIGITAL FINANCE INC
Feb 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 02, 2012 · Amount on Record
Deed SaleOct 02, 2012 · Amount on Record
Prior SaleJul 19, 2004 · Amount on Record
Deed Document Number2012525254
Deed Book / Page10450 / 5716
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address4840 FORT APACHE CT, ORLANDO, FL 32822-7175
Transaction TypeMortgage
Record UpdatedMar 14, 2022
Title CompanyPGP TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4840 FORT APACHE CT, ORLANDO, FL 32822-7175

Mortgage

Document Number0000130401
DateFeb 25, 2022
Instrument20220130401
Lender
NamePOINT DIGITAL FINANCE INC
TypeMortgage Company
AddressPALO ALTO, CA 94302
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 10, 2052

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address4840 FORT APACHE CT, ORLANDO, FL 32822-7175
Document Number0000485120
Instrument DateFeb 19, 2020
Transaction TypeMortgage
Record UpdatedSep 24, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4840 FORT APACHE CT ORLANDO FL 328227175, ORLANDO, FL 32822-7175

Mortgage

Document Number0000485120
DateSep 16, 2020
Instrument485120
Lender
NameROYAL UNITED MTG
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 15, 2035

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$120,960 (+2.7%)$293,250 (-1.26%) Land $85,000 Building $208,250
2025$1,802.00 (+9.08%) Homeowner's exemption$117,780 (+5.99%)$296,990 (+5.18%) Land $85,000 Building $211,990
2024$1,652.00 (+7.62%)
2023$1,535.00 (+5.94%) Homeowner's exemption$111,127 (+3%)$282,375 (+23.85%) Land $95,000 Building $187,375
2022$1,449.00 Homeowner's exemption$107,890$228,001 Land $70,000 Building $158,001

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 54 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies54 in force
Nearby Flood Claims18 (2017–2025)
Claims Outside the SFHA1 of 18
Most Recent ClaimSep 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Oct 2022 · 7 claims
  • Hurricane Ian, Sep 2022 · 6 claims

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Xfinity.

Based on FCC filings for 479 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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