Island County property record for 4840 E Harbor Rd, Freeland, WA 98249
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 772 sqft · built 1986 |
| Lot Size | 3.4 acres (148,104 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,000,000 (May 2021) |
| Tax Bill | $4,358 (2026) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R22902-470-4840 |
| Primary APN | R22902-470-4840 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 994 sqft Living Area |
| 1st Floor Area | 772 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Logs |
| Construction Type | Log |
| Foundation Type | Concrete |
| Roof Material | Aluminum |
| Lot Area | 148,104 sqft (3.4 acres) |
| Lot Width | 40.3 ft Width |
| View / Lot | Waterfront |
| Porch | Open Porch |
|---|---|
| Porch Area | 346 sqft |
| Patio Area | 64 sqft |
| Balcony Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4840 E HARBOR RD |
|---|---|
| City | FREELAND |
| State | WA |
| Zip | 98249-9530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | PT N2 OF GL1 EX N500 EX E HARBOR RD DESC BG NECR GL1 S500 N88W30 TPB N88W822.82 S142.17 N88W158.27 N77W81.39 N88W148 ML TO ELN TIDES SWLY ALG SD TIDES 45 ML TP ON SLN OF N2 GL1 S88E1238 ML TO WLN E HARBOR RD N ALG SD RD 160.80 TPB |
| Legal Range | 2E |
| Legal Township | 29N |
| Legal Section | 02 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | SOUTH WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 971900 |
Source: Island County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4840 E HARBOR RD, FREELAND, WA 98249-9530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2021 · Amount on Record |
| Deed Sale | May 18, 2021 · Amount on Record |
| Prior Sale | Aug 28, 2014 · Amount on Record |
| Deed Document Number | 20214519528 |
| Prior Transfer Date | Aug 26, 2014 |
| Prior Transfer Doc | 0004364661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | May 18, 2021 |
| Property Address | 4840 E HARBOR RD, FREELAND, WA 98249-9530 |
| Document Number | 0004519528 |
| Instrument Date | May 12, 2021 |
| Instrument | 4519528 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42,055.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1029 37TH AVE E, SEATTLE, WA 98112-4329 |
| Document Number | 0004519516 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 4519516 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2031 |
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | South Whidbey School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,358.00 (+39.72%) | ||
| 2025 | $547,743 (+6.64%) Land $370,000 Building $177,743 | $547,743 (+6.64%) Land $370,000 Building $177,743 | |
| 2023 | $3,119.00 | $513,656 (+11.76%) Land $330,000 Building $183,656 | $513,656 (+11.76%) Land $330,000 Building $183,656 |
| 2022 | $459,589 Land $290,000 Building $169,589 | $459,589 Land $290,000 Building $169,589 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 9 (1996–2023) |
| Most Recent Claim | Feb 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Astound Broadband, Whidbey Telephone.
5G (outdoors only) and 4G LTE
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