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4840 Deter Rd, Lakeland, FL 33813 Property Records

Polk County property record for 4840 Deter Rd, Lakeland, FL 33813

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,300 sqft · built 1969
Lot Size0.451 acres (19,641 sqft)
Owner2 Individual Names on Record
Last Sale$417,000 (Feb 2022)
Tax Bill$5,359 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Apr 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-29-07-000000-012220

Property Details

APN / Parcel Number

Primary APN24-29-07-000000-012220
Alternative APNs
  • 072924000000012220
  • 72924000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,300 sqft Living Area
1st Floor Area1,204 sqft
Upper Floors Area1,096 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area19,641 sqft (0.451 acres)
Lot Dimensions140 ft deep x 140 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area456 sqft
CarportCarport
Carport Area456 sqft

Exterior Amenities

Pool TypeEnclosed Pool
PorchScreened/Unfinished Porch
Porch Area644 sqft
Shed1 Shed
Utility Building384 sqft

Location & Zoning

Street Address4840 DETER RD
CityLAKELAND
StateFL
Zip33813-2214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBEG 25 FT E & 40 FT N OF SW COR OF SW1/4 OF SE1/4 OF NE1/4 RUN N 485 FT TO POB CONT N 140.54 FT E 140 FT S 140.75 FT W 140 FT TO POB BEING LOT 1 UNREC BEDFORD HGTS
Legal Range24E
Legal Township29S
Legal Section07
Legal SubdivisionBEDFORD HEIGHTS
Legal Tract000000
Legal Block1
Legal Lot Number1
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1012
Census Tract11822

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4840 DETER RD, LAKELAND, FL 33813-2214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Warranty Deed, Transfer · Conventional Mortgage
PLAINS COMMERCE BANK
Apr 25, 2022Correction Deed
EASY TITLE COMPANY LLC
Feb 7, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2022 · Amount on Record
Deed SaleFeb 16, 2022 · Amount on Record
Deed Document Number202243073
Deed Book / Page12120 / 1113
Prior Transfer DateFeb 8, 2022
Prior Transfer Doc0000111786
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 16, 2022
Property Address4840 DETER RD, LAKELAND, FL 33813-2214
Document Number0000043073
Book / Page12120 / 1113
Instrument DateFeb 8, 2022
Instrument2022043073
Transaction TypeTransfer
Record UpdatedMar 3, 2022
Title CompanyEASY TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,919.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address771 CARPENTERS WAY APT 144, 771, LAKELAND, FL 33809-4068

Transferred To (Grantee/Buyer)

NameVerified Name
Address4840 DETER RD, LAKELAND, FL 33813-2214

Mortgage

Document Number0121201115
DateFeb 16, 2022
Instrument12120/1115
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

April 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionPOLK FL
Recording DateApr 25, 2022
Property Address4840 DETER RD, LAKELAND, FL 33813-2214
Document Number0000111786
Book / Page12224 / 310
Instrument DateFeb 8, 2022
Instrument2022111786
Record UpdatedMay 6, 2022
Title CompanyEASY TITLE COMPANY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address771 CARPENTERS WAY APT 144, 771, LAKELAND, FL 33809-4068

Transferred To (Grantee/Buyer)

NameVerified Name
Address4840 DETER RD, LAKELAND, FL 33813-2214

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateFeb 7, 2020
Property Address4840 DETER RD, LAKELAND, FL 33813-2214
Document Number0111332231
Book / Page011133 / 002231
Instrument DateDec 30, 1993
Instrument29650
Transaction TypeTransfer
Record UpdatedMar 4, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4840 DETER RD LAKELAND FL 338132214, LAKELAND, FL 33813-2214

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$349,444 (+2.7%)$369,673 (+8.65%) Land $60,000 Building $309,673
2025$5,359.00 (+3.58%) Homeowner's exemption$340,257 (+4.23%) Land $60,000 Building $280,257$340,257 (+4.23%) Land $60,000 Building $280,257
2023$5,174.00 (+232.09%) Homeowner's exemption$326,440 (+156.32%) Land $58,000 Building $268,440$326,440 (+27.36%) Land $58,000 Building $268,440
2022$1,558.00$127,357$256,322 Land $56,000 Building $200,322

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2002)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKELAND
serves 193,297 people · EPA ID FL6531014
Water SourceGroundwater
Last State InspectionJul 2022
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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