4840 Bayside Rd, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 4840 Bayside Rd, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,591 sqft · built 2000
Lot Size	4.45 acres (193,842 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (May 2020)
Tax Bill	$9,785 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-141578`

Property Details

APN / Parcel Number

Primary APN	`03-141578`
Alternative APNs	`3141578` `141578`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,591 sqft Total Area
Basement Area	1,795 sqft
Finished Basement	1,795 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	193,842 sqft (4.45 acres)
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Slab
Porch Area	716 sqft
Gazebo	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	141578
Street Address	4840 BAYSIDE RD
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 2 DON R & HELEN FINK PROP
Legal Subdivision	DON R & HELEN FINK PROP
Legal Lot Number	2
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3006
Census Tract	860300

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4840 BAYSIDE RD, CHESAPEAKE BEACH, MD 20732-4014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2020 · Amount on Record
Deed Sale	May 5, 2020 · Amount on Record
Prior Sale	Aug 19, 2011 · Amount on Record
Deed Book / Page	5582 / 448
Record Updated	Oct 29, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	May 5, 2020
Property Address	4840 BAYSIDE RD, CHESAPEAKE BEACH, MD 20732-4014
Document Number	0055820448
Book / Page	005582 / 000448
Instrument Date	Apr 15, 2020
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	CAPITOL TITLE COMPANY INC, CAPITOL TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4840 BAYSIDE RD CHESAPEAKE BEACH MD 207324014, CHESAPEAKE BEACH, MD 20732-4014

Mortgage

Document Number	55820454
Date	May 5, 2020
Book Page	005582/000454

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$929,067 (+2%)	$1,014,600 (+14.48%) Land $165,800 Building $848,800
2025	$9,785.00 (+21.64%)
2023	$8,044.00	$774,233	$886,300 Land $165,800 Building $720,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20