4840 2nd Ave N, Duluth, MN 55803 Property Records

St. Louis County property record for 4840 2nd Ave N, Duluth, MN 55803

Property Summary

Property TypeManufactured or Modular Home
Details2 bd · 1.75 ba · 1,408 sqft · built 1987
Lot Size0.95 acres (41,391 sqft)
OwnerIndividual Name on Record
Tax Bill$4,170 (2026)
Deeds & MortgagesDec 2020 Mortgage
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN520-0080-00560

Property Details

APN / Parcel Number

Primary APN520-0080-00560
Alternative APN
  • 1052934

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,408 sqft Gross Area
1st Floor Area1,408 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleModular
Exterior MaterialWood
Construction TypeFrame
Lot Area41,391 sqft (0.95 acres)
Garage Area1,008 sqft
Storage Building100 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1052934
Street Address4840 2ND AVE N
CityDULUTH
StateMN
Zip55803-1309
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Local Zoning CodeRES
Legal DescriptionLOT 56 SERIAL #
Legal SubdivisionCOLMANS 3RD ACRE TR ADD TO DUL
Legal Lot Number56
JurisdictionST LOUIS MN
Township / Civil DivisionRICE LAKE
Census Block Group1
Census Block1036
Census Tract10400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4840 2ND AVE N, DULUTH, MN 55803-1309
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2020Deed of Trust, Mortgage
WELLS FARGO BK
Mar 16, 2020Deed of Trust, Mortgage
WELLS FARGO BK
Sep 26, 2019Trustee's Deed, Construction Loan · Line of Credit
FALCON NAT'L BK
Sep 26, 2019Trustee's Deed, Construction Loan · Line of Credit
FALCON NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 18, 2018
Transfer Doc0000999313
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4840 2ND AVE N, DULUTH, MN 55803-1309
Document Number00T1034314
Instrument DateDec 17, 2020
Transaction TypeMortgage
Record UpdatedJan 29, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4840 2ND AVE N DULUTH MN 558031309, DULUTH, MN 55803-1309

Mortgage

Document Number00T1034314
DateDec 28, 2020
InstrumentT1034314
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount Recorded
Term360 Months
DueDec 27, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4840 2ND AVE N, DULUTH, MN 55803-1309
Document Number00T1021725
Instrument DateMar 16, 2020
Transaction TypeMortgage
Record UpdatedJun 1, 2020
Title CompanyNORTH SHORE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4840 2ND AVE N DULUTH MN 558031309, DULUTH, MN 55803-1309

Mortgage

Document Number00T1021725
DateMar 23, 2020
InstrumentT1021725
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount Recorded
Term360 Months
DueMar 22, 2050

September 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionST LOUIS MN
Recording DateSep 26, 2019
Property Address4840 2ND AVE N, DULUTH, MN 55803-1309
Instrument DateSep 26, 2019
InstrumentA1015507
Transaction TypeConstruction Loan
Record UpdatedDec 6, 2019
Title CompanyNORTH SHORE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4840 2ND AVE N DULUTH MN 558031309, DULUTH, MN 55803-1309

Mortgage

Document Number00A1015507
DateSep 26, 2019
InstrumentA1015507
Lender
NameFALCON NAT'L BK
TypeBank
AddressFOLEY, MN 56329
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionST LOUIS MN
Recording DateSep 26, 2019
Property Address4840 2ND AVE N, DULUTH, MN 55803-1309
Instrument DateSep 26, 2019
InstrumentT1015507
Transaction TypeConstruction Loan
Record UpdatedOct 8, 2019
Title CompanyNORTH SHORE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4840 2ND AVE N DULUTH MN 558031309, DULUTH, MN 55803-1309

Mortgage

Document Number00T1015507
DateSep 26, 2019
InstrumentT1015507
Lender
NameFALCON NAT'L BK
TypeBank
AddressFOLEY, MN 56329
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityRice Lake City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,170.00 (+3.68%) Homeowner's exemption
2025$4,022.00 (+2.18%) Homeowner's exemption$327,900 (+0.09%) Land $41,300 Building $286,600$327,900 (+0.09%) Land $41,300 Building $286,600
2024$3,936.00$327,600 (+17.76%) Land $41,000 Building $286,600$327,600 (+17.76%) Land $41,000 Building $286,600
2022$278,200 Land $39,300 Building $238,900$278,200 Land $39,300 Building $238,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1991–2001)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRice Lake
serves 1,085 people · EPA ID MN1690049
Water SourcePurchased surface water from Duluth
Last State InspectionNov 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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