484 State St, Commerce, GA 30529 Property Records

Jackson County property record for 484 State St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,968 sqft · built 1979
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,000 (Jul 2018)
Tax Bill	$4,655 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C05 058`

Property Details

APN / Parcel Number

Primary APN	`C05 058`
Alternative APN	`8582`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,968 sqft Heated Area
1st Floor Area	1,696 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2015
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	140 ft deep x 128 ft wide
Garage Type	Carport
Garage Area	552 sqft
Carport	Carport
Carport Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	756 sqft
Deck Area	192 sqft
Storage Building	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8582
Street Address	484 STATE ST
City	COMMERCE
State	GA
Zip	30529-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	0.52 ACRE PLAT BOOK 50 PAGE 24
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4000
Census Tract	10400

Owner

Source: Jackson County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	484 STATE ST, COMMERCE, GA 30529-1919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2019	Deed of Trust, Mortgage · VA Mortgage RIVER CTY MTG
Jul 13, 2018	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2018 · Amount on Record
Deed Sale	Jul 9, 2018 · Amount on Record
Prior Sale	Jul 11, 1997 · Amount on Record
Deed Document Number	20182585
Deed Book / Page	81L / 327
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	484 STATE ST, COMMERCE, GA 30529-1919
Document Number	00085E0155
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	484 STATE ST COMMERCE GA 305291919, COMMERCE, GA 30529-1919

Mortgage

Document Number	00085E0155
Date	Jul 8, 2019
Book Page	00085E/000155

Lender

Name	RIVER CTY MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45212

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Jul 13, 2018
Property Address	484 STATE ST, COMMERCE, GA 30529-1919
Document Number	00081L0327
Book / Page	00081L / 000327
Instrument Date	Jul 9, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	484 STATE ST COMMERCE GA 305291919, COMMERCE, GA 30529-1919

Mortgage

Document Number	81L0329
Date	Jul 13, 2018
Book Page	00081L/000329

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,320 (-) Land $24,880 Building $149,440	$435,800 (-) Land $62,200 Building $373,600
2025	$4,655.00 (+2.6%)	$174,320 (+6.06%) Land $24,880 Building $149,440	$435,800 (+6.06%) Land $62,200 Building $373,600
2024	$4,537.00 (+4.42%)	$164,360 (+11.99%) Land $14,920 Building $149,440	$410,900 (+11.99%) Land $37,300 Building $373,600
2023	$4,345.00 (+15.01%)	$146,760 (+25.95%) Land $14,920 Building $131,840	$366,900 (+25.95%) Land $37,300 Building $329,600
2022	$3,778.00	$116,520 Land $11,200 Building $105,320	$291,300 Land $28,000 Building $263,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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