484 Flat Iron Rd, Montross, VA 22520 Property Records

Westmoreland County property record for 484 Flat Iron Rd, Montross, VA 22520

Property Summary

Property TypeGeneral Agricultural/Rural
Details3 ba · 2,982 sqft · built 1870
Lot Size57.8 acres (2,520,687 sqft)
OwnerIndividual Name on Record
Last Sale$378,450 (Oct 2015)
Tax Bill$1,847 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN32-22

Property Details

APN / Parcel Number

Primary APN32-22
Alternative APN
  • 16213

Interior

Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,982 sqft Total Area
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1965
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeMud Sill
Roof MaterialMetal
Lot Area2,520,687 sqft (57.8 acres)
PorchFinished/Screened Porch
Patio Area600 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Account Number16213
Old Parcel Number32-22
Street Address484 FLAT IRON RD
CityMONTROSS
StateVA
Zip22520-2237
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Legal DescriptionABERDEEN 57.867AC DB 876 PG 1431 R/S
Legal SubdivisionABERDEEN FARM
JurisdictionWESTMORELAND VA
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1051
Census Tract10300

Owner

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4710 14TH ST NW # 200, 200, WASHINGTON, DC 20011-4315
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2015 · Amount on Record
Deed SaleOct 23, 2015 · Amount on Record
Deed Document Number0008761431
Deed Book / Page876 / 1431
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND VA
Property Address484 FLAT IRON RD, MONTROSS, VA 22520-2237
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009511708
DateJan 24, 2022
Instrument09511708
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyWestmoreland County
Unified School DistrictWestmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,847.00 (-14.73%)$349,400 (-) Land $149,400 Building $200,000$349,400 (-) Land $149,400 Building $200,000
2023$2,166.00$349,400 Land $149,400 Building $200,000$349,400 Land $149,400 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2003–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2011 · The Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
All Points Broadband
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Flat Iron Rd

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