484 Fairway Dr, Covington, TN 38019 Property Records

Tipton County property record for 484 Fairway Dr, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,767 sqft · built 2018
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$320,900 (Nov 2018)
Tax Bill	$2,984 (2022)
Deeds & Mortgages	May 2020 Mortgage Jul 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`084050L B 01700`

Property Details

APN / Parcel Number

Primary APN	`084050L B 01700`
Alternative APN	`050L B 01700`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,767 sqft Living Area
1st Floor Area	2,047 sqft
Upper Floors Area	720 sqft
Attic	Attic
Attic Area	420 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	259 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	484 FAIRWAY DR
City	COVINGTON
State	TN
Zip	38019-3596
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C14
Legal Subdivision	FAIRWAY EST SEC B
Legal Lot Number	156
Jurisdiction	TIPTON TN
Township / Civil Division	2
Census Block Group	2
Census Block	2011
Census Tract	40602

Owner

484 Fairway Dr is owned and occupied by an individual who bought it in November 2018.

Source: Tipton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	484 FAIRWAY DR, COVINGTON, TN 38019-3596
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICES INC
Jul 20, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF RIPLEY
Jul 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARTER SARA B (TE)
Jul 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2018 · Amount on File
Deed Sale	Nov 9, 2018 · Amount on File
Prior Sale	Jul 25, 2018 · Amount on File
Deed Document Number	2018631
Deed Book / Page	1780 / 42
Transfer Doc	1662434
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	484 FAIRWAY DR, COVINGTON, TN 38019-3596
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1844947
Date	May 26, 2020
Book Page	1844/947
Instrument	233475

Lender

Name	AMERICAN MORTGAGE SERVICES INC
Type	Mortgage Company
Address	ATOKA, TN 38004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2040

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	484 FAIRWAY DR, COVINGTON, TN 38019-3596
Document Number	1853696
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	484 FAIRWAY DR COVINGTON TN 380193596, COVINGTON, TN 38019-3596

Mortgage

Document Number	1853696
Date	Jul 27, 2020
Book Page	001853/000696
Instrument	235379

Lender

Name	BANK OF RIPLEY
Type	Bank
Address	COVINGTON, TN 38019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 26, 2030

Interest

Rate Type	Adjustable Rate

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	Jul 20, 2020
Property Address	484 FAIRWAY DR, COVINGTON, TN 38019-3596
Document Number	1852649
Book / Page	001852 / 000649
Instrument Date	Jul 8, 2020
Instrument	235145
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	484 FAIRWAY DR COVINGTON TN 380193596, COVINGTON, TN 38019-3596

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	484 FAIRWAY DR, COVINGTON, TN 38019-3596
Document Number	1774950
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 19, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	1774950
Date	Sep 28, 2018
Book Page	001774/000950
Instrument	217417

Lender

Name	CARTER SARA B (TE)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Jul 25, 2018
Property Address	484 FAIRWAY DR, COVINGTON, TN 38019-3596
Document Number	0001767569
Book / Page	1767 / 569
Instrument Date	Apr 12, 2018
Instrument	215592
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 303, BRIGHTON, TN 38011-0303

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,075 Land $13,600 Building $116,475
2023		$130,075 Land $13,600 Building $116,475
2022	$2,984.00
2020			$520,300 Land $54,400 Building $465,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 484 Fairway Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 484 Fairway Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fairway Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures