484 Elm St, Struthers, OH 44471 Property Records

Mahoning County property record for 484 Elm St, Struthers, OH 44471

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,032 sqft · built 1924
Lot Size	0.183 acres (8,015 sqft)
Owner	Individual Name on Record
Last Sale	$78,100 (Jan 2022)
Tax Bill	$1,108 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-016-0-007.00-0`

Property Details

APN / Parcel Number

Primary APN	`38-016-0-007.00-0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,032 sqft Living Area
1st Floor Area	632 sqft
Upper Floors Area	400 sqft
Basement Area	616 sqft

Exterior

Year Built	Built 1924
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	8,015 sqft (0.183 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	484 ELM ST
City	STRUTHERS
State	OH
Zip	44471-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2772 50 X 160 ELM
Legal Subdivision	CITY/STRUTHERS
Legal Lot Number	2772 50
Jurisdiction	MAHONING OH
Township / Civil Division	STRUTHERS
Census Block Group	3
Census Block	3007
Census Tract	810600

Owner

Source: Mahoning County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	484 ELM ST, STRUTHERS, OH 44471-1117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Mar 27, 2018	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2022 · Amount on Record
Deed Sale	Jan 10, 2022 · Amount on Record
Prior Sale	Mar 27, 2018 · Amount on Record
Deed Document Number	300462
Deed Book / Page	6495 / 1538
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Jan 10, 2022
Property Address	484 ELM ST, STRUTHERS, OH 44471-1117
Document Number	06495/1538
Book / Page	6495 / 1538
Map Reference	VOL 11 PG 87
Instrument Date	Jan 5, 2022
Instrument	202200000575
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$312.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	484 ELM ST, STRUTHERS, OH 44471-1117

Mortgage

Document Number	202200000576
Date	Jan 10, 2022
Instrument	202200000576

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Mortgage

Document Number	06495/1555
Date	Jan 10, 2022
Book Page	6495/1555
Instrument	202200000577

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	STRUTHERS, OH 44471

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Mar 27, 2018
Property Address	484 ELM ST, STRUTHERS, OH 44471-1117
Document Number	06269/0071
Book / Page	6269 / 0071
Map Reference	VOL11 PG87
Instrument Date	Mar 23, 2018
Instrument	201800006428
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	484 ELM ST, STRUTHERS, OH 44471-1117

Mortgage

Document Number	201800006429
Date	Mar 27, 2018
Instrument	201800006429

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Struthers City
Unified School District	Struthers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,108.00 (+1.65%)	$26,610 (-) Land $3,590 Building $23,020
2023	$1,090.00 (+91.9%)	$26,610 (+153.91%) Land $3,590 Building $23,020	$76,020 (+153.91%) Land $10,260 Building $65,760
2022	$568.00	$10,480 Land $3,670 Building $6,810	$29,940 Land $10,490 Building $19,450

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures