484 Elder St, Palmyra, IL 62674 Property Records

Macoupin County property record for 484 Elder St, Palmyra, IL 62674

Property Summary

Property TypeSingle Family Home
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on Record
Last Sale$178,004 (May 2024)
Tax Bill$1,775 (2025)
Deeds & MortgagesJul 2023 Mortgage
APN20-000-773-01

Property Details

APN / Parcel Number

Primary APN20-000-773-01
Alternative APN
  • 02-33-376-006

Interior

Units2 Units

Exterior

Lot Area4,792 sqft (0.11 acres)
Lot Dimensions62 ft deep x 90 ft wide

Location & Zoning

Street Address484 ELDER ST
CityPALMYRA
StateIL
Zip62674-5809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS33 T12 R8 OFF NW COR SE SW 90 X 62 02-33-376-006
Legal Range08W
Legal Township12N
Legal Section33
JurisdictionMACOUPIN IL
Township / Civil DivisionNORTH PALMYRA
Census Block Group2
Census Block2015
Census Tract956200

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address484 ELDER ST, PALMYRA, IL 62674-5809
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2024 · Amount on Record
Deed SaleMay 28, 2024 · Amount on Record
Prior SaleAug 2, 2009 · Amount on Record
Deed Document Number2024611512
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOUPIN IL
Property Address484 ELDER ST, PALMYRA, IL 62674-5809
Transaction TypeMortgage
Record UpdatedAug 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000606287
DateJul 19, 2023
Instrument606287
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacoupin County
County SubdivisionNorth Palmyra Township
MunicipalityPalmyra Village
Unified School DistrictNorthwestern Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,775.00 (+65.42%)$38,374 (+107.14%) Land $2,264 Building $36,110$115,122 (+107.14%) Land $6,792 Building $108,330
2024$1,073.00 (+5.09%)$18,526 (+15.56%) Land $2,116 Building $16,410$55,578 (+15.56%) Land $6,348 Building $49,230
2022$1,021.00$16,031 Land $1,831 Building $14,200$48,093 Land $5,493 Building $42,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALMYRA
serves 605 people · EPA ID IL1170800
Water SourcePurchased surface water from PALMYRA-MODESTO WATER COMMISSION
Last State InspectionJun 2025
Also Mapped HereSOUTH PALMYRA WATER COMMISSION
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2021
Treatment and ProcedureOrganic carbon removal
Apr 2025
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Nextlink
Fixed Wireless
1,000 / 500
Verizon
Fixed Wireless
300 / 20
Royell Communications
Fiber
100 / 100
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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