484 Cook Rd, Hamlin, NY 14464 Property Records

Monroe County and Hamlin Town property record for 484 Cook Rd, Hamlin, NY 14464

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,159 sqft · built 1900
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Nov 2010)
Tax Bill	$3,855 (2026)
Deeds & Mortgages	Sep 2026 Reverse Mortgage Sep 2026 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`263000 001.04-1-4`

Property Details

APN / Parcel Number

Primary APN	`263000 001.04-1-4`
Alternative APNs	`30000010400001004000` `00115100000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,159 sqft Living Area
1st Floor Area	1,455 sqft
2nd Floor Area	704 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1945
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	43,124 sqft (0.99 acres)
Lot Dimensions	233 ft deep x 184 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	977 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00115100000
Street Address	484 COOK RD
City	HAMLIN
State	NY
Zip	14464-9617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RVL
Legal Description	TR1 TRACT L2 T5 SEC3 UNRECORDED MAP 5016-171
Legal Tract	1
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	MONROE NY
Township / Civil Division	HAMLIN
Census Block Group	3
Census Block	3012
Census Tract	15102

Owner

484 Cook Rd is owned and occupied by two individuals who bought it in November 2010.

Source: Monroe County and Hamlin Town records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	484 COOK RD, HAMLIN, NY 14464-9617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Reverse Mortgage COMMUNITY FIRST NATIONAL BANK
Sep 28, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2010 · Amount on File
Deed Sale	Nov 17, 2010 · Amount on File
Deed Document Number	2010780
Deed Book / Page	10943 / 154
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Sep 28, 2026
Property Address	484 COOK RD, HAMLIN, NY 14464-9617
Document Number	0003469965
Book / Page	31446 / 895
Instrument Date	Sep 3, 2026
Instrument	20263469965
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	484 COOK RD, HAMLIN, NY 14464-9617

Mortgage

Document Number	0003469965,
Date	Sep 28, 2026
Book Page	31446/895
Instrument	20263469965

Lender

Name	COMMUNITY FIRST NATIONAL BANK

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	990 Months
Due	Mar 28, 2109

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Sep 28, 2026
Property Address	484 COOK RD, HAMLIN, NY 14464-9617
Document Number	0003469966
Book / Page	31446 / 909
Instrument Date	Sep 3, 2026
Instrument	20263469966
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	484 COOK RD, HAMLIN, NY 14464-9617

Mortgage

Document Number	0003469966,
Date	Sep 28, 2026
Book Page	31446/909
Instrument	20263469966

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	990 Months
Due	Mar 28, 2109

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 484 Cook Rd was $3,855 with exemptions applied, up 54.3% from the year before.

Source: Monroe County and Hamlin Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Hamlin Town
Unified School District	Kendall Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,855.00 (+54.26%) Homeowner's exemption Senior Citizen's exemption
2025	$2,499.00	$183,515 Land $29,900 Building $153,615	$183,515 Land $29,900 Building $153,615
2023		$90,400 (-) Land $15,900 Building $74,500	$134,900 (+10.39%) Land $23,727 Building $111,173
2022		$90,400 Land $15,900 Building $74,500	$122,200 Land $21,493 Building $100,707
2021	$2,356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 484 Cook Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2017–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Flooding, May 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 484 Cook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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