Cherokee County property record for 484 Clayton Rd, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,618 sqft · built 1986 |
| Lot Size | 3.7 acres (161,172 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,485 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 551104533077000 |
| Primary APN | 551104533077000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,618 sqft Heated Area |
| Basement Area | 672 sqft |
| Finished Basement | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 161,172 sqft (3.7 acres) |
| Lot Dimensions | 336 ft deep x 635 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,280 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Porch Area | 72 sqft |
| Deck Area | 15 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 440045008640 |
|---|---|
| Street Address | 484 CLAYTON RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-9392 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | L-6 2.A |
| Legal Lot Number | 6 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 930401 |
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 484 CLAYTON RD, MURPHY, NC 28906-9392 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 1984 |
| Deed Sale | Aug 1, 1984 |
| Deed Document Number | 0000485189 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 484 CLAYTON RD, MURPHY, NC 28906-9392 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 484 CLAYTON RD, MURPHY, NC 28906-9392 |
| Document Number | 1674/351 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 1674/351 |
| Instrument | 1492 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,485.00 | $200,090 (-2%) | $200,090 (-2%) Land $18,120 Building $181,970 |
| 2023 | $204,170 | $204,170 Land $18,120 Building $186,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Apr 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 10 / 1 |
May also be available: Blue Ridge Mountain EMC, Peachtree Broadband Fiber.
5G (outdoors only) and 4G LTE
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